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After a recent accident, I purchased my first car. On my old car, I was an additional driver on a policy with my mom. My mom was the lien holder and the only one on the title. This was our only car. I purchased the new car. Can I keep my old insurance and still be on as an additional driver if we still plan on sharing the car? I would hate open a new account. I love my insurance co. But what are the real rules? I know the cost will go up. Its a more expensive car.

2007-08-07 03:02:36 · 6 answers · asked by BonneChance 3 in Cars & Transportation Insurance & Registration

6 answers

Yes, the name on the title, registration, and insurance must all be the same. Most of the time, the name on the loan must match the name on the title.

Unless the policyholder is your SPOUSE, you will need to get a policy in your own name.

2007-08-07 03:14:03 · answer #1 · answered by Anonymous 7 · 0 1

You cannot purchase insurance on a vehicle someone else owns. The insurance must be in the same name as the owner of the car.

2007-08-07 03:41:43 · answer #2 · answered by sensible_man 7 · 0 1

A car should be insured by the primary driver. It doesn't matter who's name it is titled to.

2007-08-07 03:06:12 · answer #3 · answered by booger 3 · 0 2

you are able to not sell the motor vehicle without the call being clean, no liens in any admire. you acquire extra acceptable fees on coverage, even though it got here back to hang-out you in that dad have been given a lien on his motor vehicle that is affecting you.

2016-10-09 09:55:19 · answer #4 · answered by Anonymous · 0 0

...sounds like you did your homework. The Insurance has to list you by name as a driver of the car, regardless of ownership.

2007-08-07 04:53:53 · answer #5 · answered by Anonymous · 0 0

You have to be primary if you are on the title!

2007-08-07 03:06:46 · answer #6 · answered by p_umba842 1 · 0 1

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