The police report shows an insurance policy number, but it does not state the name of the issuing company. The person ran into my brick and iron fence with his car and I want to file a claim against his insurance (not my homeowner's policy). The police apparently do not record this information (annoying). Is there a numerical format of some kind that easily identify's which company issued the insurance?
2007-08-06 09:59:45 · 9 answers · asked by jayman1010 1 in Business & Finance ➔ Insurance
Nope. Occasionally an agent will RECOGNIZE a policy number but there are thousands of companies out there writing policies, and not all agents write for all companies.
Plus, it's private information.
You have two choices, realistically - either go through your homeowners carrier, and let them chase down the policy number (which, btw, might be inactive, if the policy has been cancelled), or file against the guy directly in small claims court.
You could also just wait and see if he files a claim with his insurer, but that's not particularly proactive.
2007-08-06 13:02:55 · answer #1 · answered by Anonymous 7 · 0⤊ 0⤋
1
2016-09-25 00:59:14 · answer #2 · answered by ? 3 · 0⤊ 0⤋
Edit your post to show the policy number and format. Also tell us what state you are in. DO NOT list the persons name etc.
I have some sources that might be able to tell what company issued it. All insurance companies us their own format and there is very little in common from one company to the next.
Otherwise, ask your homeowners insurance company for help. They should be able to contact the driver and find out what insurance company they have.
2007-08-06 12:56:18 · answer #3 · answered by fighting saints 6 · 0⤊ 0⤋
Usually police reports list the company. But since this didn't happen in this case, you have a couple of options. You can contact the owner of the vehicle and ask. They might just tell you, and your problem is solved. If they don't, you can either contact your homeowners insurance and let them handle it, or pursue a small claims action against the person.
I would reduce my hassles and file with my carrier.
2007-08-06 16:23:22 · answer #4 · answered by Phil 5 · 1⤊ 0⤋
Call your insurance company and tell them someone hit your property. You pay a premium not only for incurring a claim but for property protection. Let your agent handle it. It is likely that your insurance company will fix your property, settle the claim for you and expedite the matter. You may need to provide a copy of the police report to your insurance agent. Make sure you keep a copy for your records. Police are notorious for pourly documenting facts. Your agent may also ask you to get three estimates to fix your property. Hope this helps.
2007-08-06 10:11:51 · answer #5 · answered by Seraphity 2 · 1⤊ 0⤋
You can contact your state insurance department. The numbers in the policy number identify the company in which it was written.
2007-08-06 14:20:01 · answer #6 · answered by hipokets 1 · 0⤊ 1⤋
I would turn it over to your home owner's insurance and let them figure it out. That's what you do with car insurance so why not home owners. Never had to do it before but worth a try. Good Luck!!
2007-08-06 10:03:17 · answer #7 · answered by rainy_54 2 · 3⤊ 0⤋
You might ask your insurance agent. They might be able to tell who issued it.
2007-08-06 10:03:32 · answer #8 · answered by hottotrot1_usa 7 · 0⤊ 0⤋
A comparison quote site is the best bet so that you can see for yourself how much things can cost or how much you can save.
http://insurance.123thebest.info
Good luck.
2007-08-06 12:13:49 · answer #9 · answered by Anonymous · 0⤊ 3⤋