how do i manage my cridit bills???

Question

i'm 18 years old and i just got one cridit card. after i bye somthing, should i pay them off or pay minimum amount?
for example:- if i buy somthing for $200 and i used my cridit card. and when they send me the bill, how should i pay them to keep my cridit good???

Answer 1

I payed off the amount. it made my credit limit increase which was bad but kept my credit # high.
I always suggest when getting a new card as a young kid that building credit is good but don't spend more money then you have. you are young and you will be needing money soon for books, car stuff, bills. and that will add up. you don't want to just be spending it because you have it.
Be aware that the card is helping you build credit but if you can't afford to pay it off don't spend anymore than you have.

goodluck

Answer 2

It's too easy to let your credit balance creep up on you.

Do yourself a favor and payoff the amount due each month. That way you build a good credit rating without going into debt.

You also avoid a lot of interest charges as well.

Answer 3

Best thing is to pay the card in full and on time, every month. That's the best way to build your credit.

Answer 4

try better spelling. that should help you manage a better job, allowing you to pay the bills.