when u get into a car accident does the insurance company go to the spot where the accident was?

Answer 1

Sometimes, it depends on the nature of the loss and if a reconstruction is necessary. I often obtain scene photos not because it's required or necessary, but it gives me a better idea of the surroundings. Also, if it's the area is a construction zone I certainly want that preserved....again, it just depends.

Answer 2

I doubt it. They usually just read the police report. It'd be too costly for them to visit every accident sight. That's what the police are for, to evaluate the evidence, and then right up who's fault they think it was. So ,no , the insurance company doesn't usually do that field work.
- The Gremlin Guy -

Answer 3

When I got into my accident they checked out my car at my home, only the police came to the site of the accident

Answer 4

If the details of the accident are vague (or anything less than clear) they may visit the scene. They usually depend on the police report.

Answer 5

someone probably will , like the police , which you had better hope you called , failure to report a accident is a serious violation , that is if you are planning on lying to you insurance company , oh and that would be illegal too

Answer 6

In some cases, yes, particularly if the car is still there by the time they get to it. Most of the time, though, they're just interested in the damage done to your car and any other car or stationary objects that might be involved.

Answer 7

They may send an adjuster to the scene to verify skid marks etc. Highly unlikely but possible.

Answer 8

No. They come out to inspect the damage to your car a few days later.

Answer 9

Sometimes -- if there is a question of fault or serious injury or death. Sometimes there will be a road condition that caused a collision and we will investigate the scene.

Answer 10

Geez jon don't get paranoid,....

The insurance Co. will use the police report information.