Just got in a car wreck 2 months ago......?

Question

I was turning at a yielding light. To my knowledge it was clear to go. however, while I was in my turn, a car from the opposite side was speeding and hit me on the side bumper and I hit him on the driver back sit. The police man did not give neither one a ticket. My insurance company is denying the claim but most likely their insurance will deny our claim so it will be taken to arbritration. How do you think this case will be handle?

Answer 1

How the claim will be handled depends on the negligence laws of your state.

In general, there are 4 types of negligence (contributory, modified greater than, modified less than, pure). So how the loss would be handled is Florida is different than how NC would see it. That's why, if you talk to a friend/relative in another state who also had a similar wreck, liability could have been handled differently from your situation.

Answer 2

I love it when people say the other car was speeding when they did NOT see them. How do you know they were speeding??? If you saw them you would not have turned in front of them. I would say you will be judged as the at fault person as you were turning left in front of oncoming traffic. Plus you tagged the other car in the rear which means he almost cleared the intersection. I am surprised your insurance denied. I wonder if there is more to the story. Is this a disputed light? I wonder what the laws of comp neg are in your state?

Answer 3

OK, there are standards of fault. If he was going straight, you had a yield, and there was a collision, it's going to be YOUR FAULT. You were turning, AND you had a yield.

If you BOTH were turning, onto the same street, whichever of you was turning LEFT is going to be at fault.

But ASK YOUR AGENT for state specific information. They'll be able to make a NON BINDING educated guess. BTW, police do NOT determine fault.

Answer 4

someone was at fault (and from what little I read here it was you for failure to yield) get ready to pay up.