car insurance companies? i already have been told by costco car insurance that they cannot help me for 3 years because i have that in the history. i live in illinois is there any car insurance companies that would still take me to get a lower price? any companies in particular
2007-08-03 08:36:32 · 14 answers · asked by JAY D 1 in Cars & Transportation ➔ Insurance & Registration
Every company will know when they run your CLUE report. You may get a lowball estimate from someone who doesn't run it until after you buy the policy, at which point they'll jack up the premium. Go to an independent agent with lots of companies, tell them the situation, and ask them to shop the best price. Offer to raise your deductibles to $1000 (or go liability only for older cars) and pay by EFT (automatically from your bank) to help lower the price. Ask what other discounts might apply (it may be cheaper to get AAA or take a defensive driver class than to not get potential discounts for them).
2007-08-08 16:05:01 · answer #1 · answered by xwdguy 6 · 0⤊ 0⤋
Your accident history will stick to you like glue for 7 years regardless where you insure. Get quotes from every car insurance company you can find, go with the cheapest. If you can, get liability only insurance. If the car you're is insuring is financed, you will have to carry "comprehensive" and "collision" coverage- to protect the finance company from your sloppy driving.
Actually, premiums do vary quite a lot from company to company, so do check with as many as possible.
2007-08-03 08:50:18 · answer #2 · answered by Beaugrand 3 · 0⤊ 1⤋
Well in this situation you need to check with every possible insurance company. Compare their quotes and go the cheapest
However, you will not have a lot of choice in the matter because you do have that wreck.
2007-08-03 08:40:48 · answer #3 · answered by Anonymous · 1⤊ 0⤋
Sure you can! But the ACCIDENT will still be there. If you have ONE at fault accident, it should be more expensive, but not impossible. If you have 3 or 4 accidents, or combinations of tickets and accidents, you will have to go to a high risk company like Progressive, Geico, or Leader Infinity. You're GOING to pay for this accident for the next three years.
But if you have a SPECTACULAR credit score, Progressive might be extremely competitive, pricewise. If your credit score is less than perfect, well, Leader Infinity might be cheapest. You're going to have to shop around.
2007-08-03 09:36:04 · answer #4 · answered by Anonymous 7 · 1⤊ 0⤋
You can always change your car insurance and I recommended always searching quotes when your car insurance comes up for remewal, especially if you made a claim.
Just go to http://www.auto-insurance-knowledge.com/24-hour-insurance-quote-auto.html
This will compare all companies in your area and find oyu the lowest prices
2007-08-03 09:02:54 · answer #5 · answered by Anonymous · 1⤊ 0⤋
Your accident is now a sad part of your driving history. Other companies will probably quote you the same, if not higher, premiums. Only way to know for sure is to contact other companies and ask.
2007-08-03 08:56:51 · answer #6 · answered by sensible_man 7 · 0⤊ 0⤋
Check with progressive direct. When I had an accident and a ticket on my record they were the cheapest by 800 a year. You can get them at 1800 auto pro. AAA also has pretty good rates and you get the membership. Good luck.
2007-08-09 08:59:21 · answer #7 · answered by mbl75051 2 · 0⤊ 0⤋
Any insurance company you talk to is going to look at your CLUE report and will find out about your accident. You're not going to get anyone's preferred rates.
2007-08-03 08:44:03 · answer #8 · answered by Anonymous · 1⤊ 0⤋
Why do they opt for to entire it? If it has physique harm then have confidence me, you opt for it totalled. a pair years of pass i replaced into in a rollover and the coverage enterprise chosen to repair it. It never ran suitable after that (ran crooked, destructive traction in snow) and that i had to take it back to the keep different circumstances. It took 3 months to repair and coverage in basic terms paid for a million month of condominium motor vehicle. in case you somewhat opt for to have it repaired, communicate on your coverage enterprise approximately techniques. the situation is your motor vehicle is barely properly worth $2800 so as that may not disguise huge maintenance except you may get the fix fee down. possibly they are going to repair it at a extra competitively priced save or forgo a number of the physique artwork. yet have confidence me, if it has physique harm, you're asking for hardship.
2016-10-01 08:21:30 · answer #9 · answered by herbin 4 · 0⤊ 0⤋
The best bet is to just use a comparison quote site so that you can see for yourself how much things can cost or how much you can save. They are a real time saver.
http://insurance.123thebest.info
Good luck.
2007-08-04 16:37:21 · answer #10 · answered by Anonymous · 0⤊ 0⤋