When will my check Clear?

Question

I deposited a check on wednesday and they wont give me the money until the check cleared. When is the earliest it will clear?? I called the bank today at 12 and it hadnt cleared... should I call back before the bank closes and see or just wait until monday?? I really really need the money

the bank said I was to call the bank where the check was written from and ask them if the check has cleared and they my bank will call the bank where the check was written and then release my funds.. as of right now there is a 17 day hold on the check.

Answer 1

Usually within 2-3 working days, which means weekends not included

Answer 2

Bank can hold the check for a week or 10 days depends on the bank to make sure the fund is available before they release it. It's not that the bank holds the money and uses it but what if the check isn't good and if they released the money then they have to get it back from you.

Lots of people think as soon as they deposit the check, it will clear immediately.

Answer 3

Some banks make you wait a week before they release your money. This way they can use your money for free. If you know you will need cash in a hurry, next time just cash the check and make a partial deposit.

Answer 4

you can call the check signees bank and depending on if it is out of state or whatever they will have different hold policies. best bet in future ask for certified check or money order.

Answer 5

Beware of Counterfeit cashier checks scams.

my Advice: Don't deal with anyone from a foreign country and never use wire transfer services.. you risk losing your $$ and your mind.

Answer 6

If you call your bank they will let you know