settlement of a civil case has to be writen in paper like contract?

Question

Just afraid without a contract maybe there are more surprise coming. Please advise. Thank you all.

Answer 1

Make sure that you have everything in writing -
have them sign the paper stating that they consider the settled amount as "paid in full"

If you are planning on making payments instead of paying a lump sum, have it in writing (their signature) that they agree to the payment plan.
If you make a payment plan and "you" fail to hold up your end by making the agreed upon payment (the full amount of the payment made at the specified time of the month) they have a legal right to consider the agreement void.

Be sure that you are not locking yourself into a payment plan that you may not be able to keep. If the monthly payment amount is to high, request to pay a smaller amount.

Take a copy of the written agreement and have the court clerk place it in your file.
Do Not trust them in doing that, do it yourself !!!!!
Placing in your court file will safeguard you should they violate the agreement

Also request that they delete anything they have placed on your credit reports upon payment.
Make the delete request on a seperate paper. I would not suggest filing that paper with the court clerk since it is basically a private agreement between you and the creditor/collector.