Someone hit me while I was leaving my parking spot. It was her fault but she said it was mine. She called the cops because her insurance told her to do so but then she didn't want to wait, and also refused to give me her information, such as her license number, insurance info or phone number. I had to wait for the cops because she wrecked my car. The problem is that I didn't have a drivers license and the car's insurance had already expired. The car was my brother's who let me borrow it that day to go to a job interview.Anyways, the cops showed up and they asked me if I have gotten her info. I told them she didn't want to give it to me.They got mad because she was the one that called them. So the gave me a report number and filed it as a HIT and Run. They told me I wasn't responsible for any damages and that if her insurance called me to give them that report number. Her insurance sent me a bill for 1400. What should I do?
2007-08-02 09:35:52 · 13 answers · asked by joss628 1 in Cars & Transportation ➔ Insurance & Registration
What were you told? Give her insurance the report number-but it won't help and here's why....this is your fault. If you were hit leaving a parking space you should have yielded to traffic. She hit you, yes, but this is 100% your fault. You better find a way to pay that 1400 or they'll sue you. What the police say has no legal validity...they're not insurance adjusters.
PS-she refused to give you her license number? Didn't you think to LOOK?
2007-08-02 09:42:44 · answer #1 · answered by Anonymous · 1⤊ 2⤋
You didn't say if you were leaving a parking spot in a parking lot or if you were pulling out of a parallel parking space on the street. Either way odds are you were at-fault, maybe not 100% at-fault but likely more than 50%.
The fact that the police classified it as a hit & run doesn't automatically mean she is at-fault. Also, police do not determine negligence so you can forget what they told you.
Her company is subrogating (insurance word for collections) you for her car damages. I strongly advise you not to ignore the other company. You do not want them to sue you as that will screw you up for a long, long time.
I own a company that handles these type of subrogation files for insurance companies. The insurance company will let you make monthly payments. If you have the money available make them an offer of about $750 and see what they say.
Good Luck
2007-08-02 15:58:31 · answer #2 · answered by fighting saints 6 · 1⤊ 0⤋
You did not say which state you are in and laws vary from state to state. The fact that you were coming out of a space when the collision occurred could very well be construed as your fault by an insurance company. The fact that she left the scene means she could face charges from the police but does not make it her fault. As a past insurance adjuster, from what you describe I would rule the collision your fault. I am surprised you weren't ticketed by the police for driving without a license and for not having insurance! Having no more information than what you gave, you may end up having to pay. You see, police don't generally decide who is at fault when it comes to damages. Insurance adjusters handle that based on the facts. If she was traveling down the lane in the parking lot and you pulled out, she had the right of way and you hit her. Not the other way around. You failed to yield right of way.
2007-08-02 09:55:03 · answer #3 · answered by Buster 1 · 1⤊ 0⤋
I'm curious. If she didn't give you her info, then I'm thinking that you didn't give her yours either. So how did she get your info? You should have done your darndest to make sure that she didn't leave because things like this happen. Also, I'm sure that you know that you shouldn't have been driving without a license in an uninsured car, so I won't say anything else about that.
My suggestion to you is to call her insurance company and tell them that the accident was her fault and she fled before the cops came. You should also start looking for a really good lawyer because you might need it! Have you given a copy of the police report to the woman's insurance company? If not, fax or mail it immediately. Other than what I just mentioned, I'm not sure what else you can do. If you know without a shadow of a doubt that the accident was in fact her fault, you should just fight it.
2007-08-02 09:45:47 · answer #4 · answered by ..... 5 · 1⤊ 1⤋
You and your brother are both idiots. Him for not having insurance and letting an unlicensed driver operate his uninsured car. You for driving an uninsured car without a license. The accident is your fault. You didn't check to see if the path was clear before backing out. You owe the lady $1400. If you don't pay it, her insurance company will sue you and possibly your brother as well, and it will end up costing you much more than $1400.
Why didn't you at least get her license plate #?
2007-08-02 10:31:39 · answer #5 · answered by Anonymous · 2⤊ 0⤋
Have you talked to her insurance company yet or did you just get the bill?
Call them and explain your side of the story, as the officer mentioned, give them the police report number. Based on their response to this, you may need to move on to the next step.
Your brother should have insurance on the car. Most companies will cover anyone he gave permission to drive the car. Have him call his insurance company and explain the situation, again providing the police report number. They will work the other driver's insurance company to come to an agreement. If your brother doesn't have insurance or they aren't willing to help, than you'll need a lawyer.
If this accident occured in a private parking lot (most are) than odds are you each have to pay for your own damages.
2007-08-02 09:56:45 · answer #6 · answered by Nate W 5 · 0⤊ 1⤋
regrettably for her, incredibly plenty comparable to everywhere else interior the worldwide. She faces police rates for failing to end after an accident and, if New Jersey has an coverage regulation (which i think of it does) she would be able to be charged with having no coverage. reckoning on the wear and tear or harm to the driving force or passengers of the motor vehicle she struck and the character of the situations, she would face further rates. she would be able to easily be ordered to make recompense to the owner of the different motor vehicle for any harm. yet another, enormously in North u . s . a . of america, difficulty that would strengthen its head is that the 'no-one became harm' bit would perhaps have replaced via the time it gets to court docket. She would locate that the curiously unhurt driving force now suffers from extreme whiplash injuries, shattered nerves, isn't able to function proper as someone and, no remember if actual or no longer, all will fall on on your buddy's shoulders. She IS in charge, there isn't any longer plenty argument approximately that, and she or he would be able to be ordered to pay, she may be fined (merely approximately easily) and could even face a utilising ban. no longer as affordable because of the fact the coverage, is it? BobSpain
2016-12-15 03:59:05 · answer #7 · answered by ? 4 · 0⤊ 0⤋
you are obviously young and you might have been ''hit'' by a insurance scammer,they cruise parking lots looking for someone backing out of a parking spot and deliberatly crash into you and 9 out of 10 times its your fault for ''not looking before backing out'' and they intimidate you and get your info but don't wait for the police, This is a typical scam that works pretty good for a scammer.My sister had this happen but we got lucky and the ''scammers'' got caught and are doing 8 to 15 yrs. for insurance fraud. You need to get a copy of the police report SAYING that this person is wanted for hit and run and then tell the insurance company to take you to court and with the police report in your hand I'll bet ''dollars to doughnuts'' that they don't show in court or it gets dismissed in your favor,BUT DON'T LET THIS GO THINKING IT WILL GO AWAY, IT WON'T!! YOU NEED TO TAKE ACTION NOW!
2007-08-02 10:08:44 · answer #8 · answered by Anonymous · 0⤊ 1⤋
Actually you are the one at fault here because #1, you don't have a driver's license and shouldn't have been driving ANY car, and #2 you don't have insurance either. You basically have screwed yourself over. You're going to have to pay the $1400 and hopefully have learned your lesson.
2007-08-02 09:45:13 · answer #9 · answered by *Cara* 7 · 1⤊ 3⤋
Normally I would have to agree with the posters here that it was your fault, mainly because it was,,,,,,,,,until she drove away then it became a hit and run. Would do exactly as the police said and give them the report number, then get a lawyer
2007-08-02 09:59:00 · answer #10 · answered by Pengy 7 · 0⤊ 2⤋