I want to get my license because it is something that I need to get out of the way now. I don't have a car or plan on driving until I can even afford auto insurance but this summer is the only time I have free to get my license. I'm 20 and in college.
2007-08-02 09:35:12 · 16 answers · asked by di 2 in Cars & Transportation ➔ Insurance & Registration
My mom said that until I'm 21 that I would have to go under her insurance automatically...even though I don't have a car or plan on driving at college...that's the only reason I'm confused as to why i'd have to pay. Her insurance would go up if I don't plan on driving.
2007-08-02 10:01:00 · update #1
As far as I know NO. If you have no car you should not need insurance.
2007-08-02 09:38:58 · answer #1 · answered by Grizz0844 3 · 0⤊ 1⤋
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RE Do I need auto insurance if I don't have a car or plan on driving?
I want to get my license because it is something that I need to get out of the way now. I don't have a car or plan on driving until I can even afford auto insurance but this summer is the only time I have free to get my license. I'm 20 and in college.
2014-10-10 14:54:01 · answer #2 · answered by Anonymous · 0⤊ 0⤋
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RE :Do I need auto insurance if I don't have a car or plan on driving?
I want to get my license because it is something that I need to get out of the way now. I don't have a car or plan on driving until I can even afford auto insurance but this summer is the only time I have free to get my license. I'm 20 and in college.
Update: My mom said that until I'm 21 that I would have to go under her insurance automatically...even though I don't have a car or plan on driving at college...that's the only reason I'm confused as to why i'd have to pay. Her insurance would go up if I don't plan on driving.
Follow 15 answers
2016-08-28 17:23:01 · answer #3 · answered by ? 6 · 0⤊ 0⤋
It would seem to make sense that you dont need car insurance if you dont own a car to insure. But at least here in Ohio, I'm pretty sure you have to have car insurance in order to DRIVE a car. And I've been asked by the BMV to show proof of insurance in order to renew my license.
I know that if you get pulled over, then you are required to show license, registration, and proof of insurance. My aunt was pulled over and then ticketed because she didnt have her insurance card with her while driving. It was a random check! And I've never had it happen to me, but I've seen state sponsered commercials where the state mails you a form requesting proof of insurance.
But dont just go by what is listed on here. If you have doubts, look it up in your state laws. They usually are on web and fairly straight forward. And its better to have minimum coverage than to get a citation.
2007-08-02 09:50:00 · answer #4 · answered by Toledo Engineer 6 · 0⤊ 0⤋
You can't insure what you don't own. As long as you are not going to drive, you don't need insurance. My State only asks for proof of insurance when you renew your plates, not your license.
2007-08-02 10:00:03 · answer #5 · answered by sensible_man 7 · 0⤊ 0⤋
Auto insurance is for ur car. If ur going to drive someone else's car then i guess u should get insurance, but if u don't plan on driving, then i guess u shouldn't.
2007-08-02 09:40:19 · answer #6 · answered by Green! 2 · 0⤊ 1⤋
chek it.. if u dont have a car u dont need it.. u can always get a non owners policy tho, that will cover u in any car u drive.. if the car ur gona be drivin is insured by someone u dont need it.. wen u buy a car some dealer require insurance some dont.. its all you
2007-08-02 09:41:11 · answer #7 · answered by jose a 2 · 0⤊ 1⤋
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RE Do I need auto insurance if I don't have a car or plan on driving?
I want to get my license because it is something that I need to get out of the way now. I don't have a car or plan on driving until I can even afford auto insurance but this ...show more
2014-09-10 22:38:59 · answer #8 · answered by Anonymous · 0⤊ 0⤋
You get insurance on your car, not yourself. If you don't have a car you have nothing to insure.
Short answer...you don't need insurance.
2007-08-02 09:38:04 · answer #9 · answered by Anonymous · 1⤊ 1⤋
if you aren't driving, you don't need insurance - and actually, i think that you could borrow a friends' car where THEY have insurance, you would be okay.
2007-08-02 09:53:23 · answer #10 · answered by Daniel F 6 · 0⤊ 0⤋