IF YOU WANNA HEAR THE STORY READ ON...
(ITS BORING)
IF YOU HAVE AN ANSWER... YOU KNOW WHAT TO DO......
first i made a deposit for $140 and then i made a $123 payment last night.
The payment was for a moneygram, there it says "payment will be processed in 2-3 days". it even shows both the deposit and the PAYMENT are PENDING.
this account had $7 before the deposit. then it showed $147 (pending) and $7 available. which is fine.
but now my account is -$16.94
I figured that was temporary until the dep. and the payment went through.
I called and it turns out its not temporary. I got pissed, bastards hung up on me, i called back more pissed, (BUT POLITE) a second time & told em what happened, eventually i asked to speak to a "superior" and they left me on hold for 40min....
bank closes before I get off work...
2007-08-02 09:33:06 · 5 answers · asked by øº°DK°ºø 2 in Business & Finance ➔ Credit
order- first the deposit then the payment, on my account activity it shows the same order...still both pending....
its a checking account i hardly use for certain transactions
i think the balance is like that because only the first $100 posts right away
2007-08-02 09:50:28 · update #1
If your deposit was "pending", it was not posted to your account. You should not have initiated the payment until the deposit was actually posted to your account.
Your negative balance is undoubtedly due to a bounced check fee.
2007-08-02 10:03:34 · answer #1 · answered by bdancer222 7 · 0⤊ 0⤋
Your deposits don't show up as cleared for 1-3 business days depending on amount and the bank itself. Seems to me you're being irresponsible with your money and are attempting to blame someone else. Tsk, tsk.
Next time, be more careful with your payments. You have nothing to complain to Wells Fargo about.
2007-08-02 10:42:21 · answer #2 · answered by Anonymous · 1⤊ 0⤋
they have what they call satelite branches iot may look like a main branch but its not you have to deposit money at a main branch to have it post right away. Its 2 to 3 business days saturday and sunday do not count to them. So look them up and find out which ones are main branches and only make deposits there. It sucks good Luck
2007-08-02 09:37:58 · answer #3 · answered by Marsbar 3 · 0⤊ 0⤋
how did the $-16.64 appear. if your deposit of $140 did not go through, but the payment went it, then your balance should be $-116.00. if your deposit did go through, then it should be $24.00. anyways, you need to go in person to any of the branch and talk to the representative. they may even call the supervisor if needed. you cannot get all this resolved on phone. you can go on saturday before noon as they close earlier.
2007-08-02 09:42:12 · answer #4 · answered by Desert Fox 2 · 0⤊ 0⤋
Sorry, not enough info! Savings? Checking? Debit card? Credit card? Check? Exact sequence of events?
2007-08-02 09:39:53 · answer #5 · answered by AnOrdinaryGuy 5 · 0⤊ 0⤋