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Credit card companies charge a higher interest rate for cash advances than for conventional purchases, so if you need cash, a credit card advance might not be the best way to go.

Typically, they will let you take up to half of your limit in cash advances (so that space remains to add in the interest rate without immediately going over the limit), but different card companies set their own policies...some will allow you to take more or even the entire limit, some allow you less. Check your card agreement carefully before signing up for it if this is important to you, or call a representative of the company, there are often different types of cards that will let you take different amounts of cash out of it.

2007-08-01 11:14:02 · answer #1 · answered by Vangorn2000 6 · 0 0

Chop up that little plastic loan shark, and close the account. Never buy on credit. Then, so what if your credit score drops a few points if you're not buying on credit? Why worry about something you don't use? Use debit cards. Forget the $600 month car payments - get what car you can with cash. If you absolutely must borrow for a house, get no more house than you can pay at least 20% down, and no more than 25% of your take home pay in payments for a maximum of 15 years.

2016-04-01 08:45:54 · answer #2 · answered by Anonymous · 0 0

That's entirely up to the card issuer. Some allow the full credit line as a cash advance, mine all do. Others limit it to something less, especially on new accounts.

2007-08-01 11:17:17 · answer #3 · answered by Bostonian In MO 7 · 0 0

Depends on the card issuer. Some are restricted by law to
20% to 30% of your avalible credit. If you're max'ed out already, you'll probably be get a penality for going over credit limit on top of current charges.

2007-08-01 11:19:28 · answer #4 · answered by THE Cupid HATER 7 · 0 0

Your statement will indicate your cash limit. If your credit was excellent when applying then the 10K is available to you but look at the statement for the exact answer to your question.

2007-08-01 11:14:54 · answer #5 · answered by Anonymous · 0 0

1000

2007-08-01 11:11:36 · answer #6 · answered by andrespb22 4 · 0 1

it would typically be between 1500 and 3000

2007-08-01 11:11:42 · answer #7 · answered by Anonymous · 0 1

$10,000 (or whatever's left on your limit).

2007-08-01 11:12:26 · answer #8 · answered by ibkidd37 4 · 0 3

if you send me the numbers I can find out for you

2007-08-01 11:11:38 · answer #9 · answered by Anonymous · 0 3

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