What happens if a credit card company takes you to court, but you do not answer the complaint or fail to show?

Answer 1

If they succeeded in serving you, a summary judgment will be issued in their favor. They win, and then they start trying to garnish wages or force you to sell stuff.

If you managed to dodge the service, then they can't get a judgment against you because you haven't been properly told when to appear.

-->Adam

Answer 2

Probably you would lose, unfortunately. Most cc companies arent eager to go to court thou. They're more likely to settle with you for so much per dollar. Negotiate, negotiate, negotiate. check your court records though for liens. Even if paid off some liens are never removed from record.

Depending on the state, some cases might win in default.

Answer 3

ok, initially take a deep breath and relax... this might all artwork out wonderful. The trustworthy credit Reporting Act demands that any one attempting to collect on a debt ought to deliver you in writing what the debt is and how plenty and all that. looks like they already did. What they did nevertheless, became the main uncomplicated scare tactic used via debt sequence agencies. The lawsuit deal. collectively because it is plausible for them to take you to court docket for the expenses you owe (if any, greater in this in a 2d) they fantastically much never will because of the fact the fee of criminal expenses and court docket expenses are not nicely worth coping with. you notice, the attorneys that contacted you acquire a debt from a creditor that hasn't been paid. Say it became a $one thousand. The regulation enterprise buys it from the creditor for like $3 hundred and from that factor on OWNS the debt. so as that they are quite attempting to get as a great number of that unique $one thousand out of you that they might as at as quickly as as they might. Now, while you're uncertain the debt is yours or you merely want them to furnish you the evidence (that be sure which you do do) deliver them a written letter mentioning which you quite want the data of the debt before you declare possession of it. the reason this is substantial is via the fact there are a number of crooks obtainable that merely locate those with a similar call and look at out to scare them into getting the money. destructive element, isn't it?? Get that letter written and deliver it to them before you do something. in case you choose an occasion of what to jot down on your letter be at liberty to digital mail me and that i will deliver you what i've got have been given! good success and maximum of all: do not difficulty!! it's going to all artwork out no count number what the result!!

Answer 4

The credit card company automatically wins and get a judgement against you.

Answer 5

If the creditor proves their case, then there will be a judgment against you. Nothing can force you to pay, but they can put a lien on any property you own.

I agree with Florida Gal, don't make a bad situation worse. You've already made one (or more) bad decisions that got you to this place, don't make more bad decisions on top of it.

Answer 6

You lose be default and they come after your bank accounts, garnish your wages (if your State allows it) and file liens on any other property you may own.

Do not make a bad thing worse. Show up and take responsibility for your actions.

Answer 7

it looks bad on your part. plus the person that has the complaint start to write letters to other company.

Answer 8

You can be held in contempt or the judge might make a ruling that you don't like. Show up, take responsibility, and do what is right.

Answer 9

they enter a default judgment in your name. then they could use that to garnish your wages or if you're ever selling a house they could get a chunk of the $.

Answer 10

you lose