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do canadian atm cards work here

2007-07-30 14:10:01 · 12 answers · asked by micrensoi 2 in Travel Canada Other - Canada

12 answers

Yep. Canadian ATM cards work in the USA. Just remember that with having a Canadian bank account and withdrawing American funds, not only are you hit with the fee from the ATM machine, but your also hit with the exchange rate. It can add up, so take as much as you'll need and try not to use it too much.

2007-07-31 05:16:00 · answer #1 · answered by PfcsBaby 5 · 0 0

Sure you can. Its actually rather smart to. But as others have stated, take out a chunk at a time, as ATM's have fees attached to the service. Especially in the tourist district of Niagara Falls. You will be hard pressed to find a machine, that belongs to an actual Canadian bank, and not an independent ATM company. Their fees are higher. You can guarantee they will be at least $3.00 a pop, if not $5.00/per use. As many stores also use private company Debit machines at the counter, you can bet on extra fees being attached to each purchase via Interact as well. So, your best bet, is to remove a chunk of money per day, via ATM. Or, as Niagara Falls has a ridiculously low crime rate, exchange your money at a bank.

2016-04-01 01:53:54 · answer #2 · answered by Anonymous · 0 0

Yes, but unless you have a TD account card, be prepared for a service charge. TD has a deal with American banks, but many others do not (I have a TD account for that sole purpose, other banking is done through CIBC, which demands a service charge at American ATMs)

2007-08-03 08:17:49 · answer #3 · answered by Anonymous · 0 0

They should but it may depend on the type of ATM you visit and which bank it is associated with. ATMs are on networks such as Cirrus, Plus, and Interac, so as long as your card/bank back home is on the same network as the ATM you're trying to use it should work. Look on the back of your bank card to see what network you're on. There is usually a fee to use an ATM on the network that is not one of you home bank though, in addition to your regular banking fees. Not sure if this all applies to 3rd party (non-bank) ATMs though (white-ATMs).

2007-07-30 17:05:35 · answer #4 · answered by styles 1 · 1 1

I'm Canadian. I haven't had one rejected in 10 years. Us to be a problem before then.

2007-07-30 14:28:17 · answer #5 · answered by JuanB 7 · 0 0

my atm card ( cibc) worked in Florida.It just showed an exchange rate on my monthly statement !!

2007-08-02 13:13:12 · answer #6 · answered by HAPA CHIC 6 · 0 0

be careful. i'm in the us and when i went to canada mine worked but i got charged a surcharge PLUS a % of every purchase and i didn't know it till i got home!!!

2007-07-30 15:10:36 · answer #7 · answered by Anonymous · 0 0

yes but erxtra charges may be put on see your local bank

2007-07-30 18:08:49 · answer #8 · answered by Grand pa 7 · 0 1

ours work in canada, so i'm betting yes

2007-07-30 14:13:30 · answer #9 · answered by Alyak 2 · 0 0

Yes and you will be charged exchange accordingly.

2007-07-31 06:26:47 · answer #10 · answered by exj132 3 · 0 1

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