Just in a car accident, didnt file a police report...am I going to be sorry?

Question

I was just in a car accident. The car in front of me stopped at a poorly placed cross walk, so I stopped too, but the SUV behind me didnt....he smashed right into the back of my car. My car only sustained relatively minor damage to the trunk...it will probably cost around $1500 to fix I would think. He didnt want to go through insurance, so against my better judgment just got all of his insurance info, license plate, address, and phone number. We didnt call the cops. No pictures. etc. Am I going to be sorry about this? what should I do? Is there anything I can do to protect myself if this guy turns out to be a jerk who doesnt pay up?

Answer 1

I don't see anything wrong with what you did at all. As long as you have all of his insurance information that's whats most important. If he does happen to come out as a jerk you do have his information to further deal with the problem.

Answer 2

In many areas, you can go to the police station and file a report after an accident. It would be in your best interest if you did this. You didn't say how he planned on covering the damage to your car. Your estimate of damage cost may (and probably will be) much lower than the actual cost of repair. You could call him and ask how and when he plans to pay. His attitude and "payment schedule" should be evidence of his intentions.

Answer 3

You are going to be soooooo sorry.....
The best thing you can do is go ahead and report this to your insurance TONIGHT. They will handle recovering the money from him and will return your collision deductible. Unless, of course, he's LYING and driving a stolen car.
Like I said, you will be sorry you didn't call the cops.
Footnote: why wouldn't he want to claim this on his insurance? Do you actually believe that his rates will increase MORE than the repair cost on your car?? Bad, bad decision...

Answer 4

previous due could of 2006 I have been given right into a vehicle twist of destiny on a college Campus. I had in basic terms gotten out of my Pre-Algebra classification. A scholar got here out of a carpark, he became turning left. yet I had the 'suitable-of-way' so he became completely {At Fault.} i became going at as quickly as. He became going approximately 5 mph and rammed the front left fringe of my vehicle. via the front left tire. He admitted it became his fault too. Did we the two document a Police checklist? NO. i actually somewhat wanted I did. He advised me that if we made a Police checklist, he'd be 'scared' that his coverage could circulate way greater $$. How stupid could desire to I of been !!! simply by fact now i'm gonna could Pay for my vehicle's front Bumper injury simply by fact stupid me misplaced the guy's Bussiness Card that he gave me......which he offered to Pay for my vehicle's injury out of his very own Packet. and that i can't even circulate to the Police to get his call or coverage # or his Liscence Plate # .........all simply by fact I in no way put in an twist of destiny Police checklist. Is my vehicle fastened after 14 months that this twist of destiny got here approximately?? NO. it is going to value me $$ 800 mininum to get my left Bumper completely fastened. *So. specific! you're growing to be massive time issues considering which you besides mght did no longer 'checklist your twist of destiny', pass over.*

Answer 5

in my area a cop wont even respond unless the damage exceeds 2500 or the car is undrivable. What you did wasnt smart, but it wasnt the end of the worlds either. worse case scenario, your own policy has to cover it and you are out your deductible.

Answer 6

Oh, no........

I suggest you call your ins co ASAP.Meaning., now!

Answer 7

you won't be sorry if it was your fault