Within three months, I have gotten three tickets. First was fallowing too close wich resulted in an accident. Then this last week I was pulled over for speeding. The cop comes back and asks me if I knew my license was suspended. No! I had not paid my ticket for the above and had also moved and had not changed my address, so they suspended my license. So I was ticketed for driving on a suspended license and speeding. What is this going to do to my insurence? Before these tickets, I had not had a ticket in five years. Am I high risk or what? Any help is appreciated.
2007-07-29 04:08:53 · 8 answers · asked by octoberastro 1 in Cars & Transportation ➔ Insurance & Registration
Your insurance will likely go up for the accident and for the speeding ticket, but if you satisfy the reason for the license suspension (AKA: paying for the 1st ticket), then you'll be OK on that one.
2007-07-29 04:13:14 · answer #1 · answered by Gary D 7 · 0⤊ 0⤋
well, first of all, when you sign the paper to get your drivers license, you are acknowledging that you understand all driving laws, if you don't pay a ticket by the due date and don't appear in court for appeal, then your license will get suspended. your insurance rates will go up. there isn't anything you can do about it. most states are on a point system, your insurance company should send you a description of your policy, usually they have a list of all the driving infractions and the points that are applied, the more points, the higher your rates will climb. most insurance companies look at your driving record for 3 years. since you got multiple tickets in a short period of time, your rates are going to be high for a while. accidents are usually 3 points, drivng on a suspended license is anywhere from 1-5, speeding is 2 points. your insurance company may also refuse to renew your policy because you are considered high risk. you might want to check out progressive direct, they have the lowest rates for high risk drivers.
2007-07-29 11:19:20 · answer #2 · answered by vixen0babs 2 · 0⤊ 0⤋
Is it going to go up? Yeah! How much? You'll have to ask! But it could easily double.
With an at-fault accident and 3 citations in 3 months, one of which may even be a misdemeanor criminal conviction (driving while suspended) depending upon state law -- it is in CA -- you could now call yourself the Poster Child for high risk drivers.
You were notified of the suspension, by the way. It's sent to the last address on file with the DMV. If you don't keep that up-to-date you have nobody to blame but yourself. Even if it just passed in the mail when you got the other citation, you should assume that your license is suspended if you don't pay a ticket.
2007-07-29 11:41:22 · answer #3 · answered by Bostonian In MO 7 · 0⤊ 0⤋
They don't suspend your license without notifying you. And of course you agree upon getting a license to notify them if you should happen to move so they can notify you, which you didn't do. Also you didn't pay your ticket as you agreed to do. I'm surprised you didn't have your vehicle towed right then and there and get to spend the night in the County jail for that.
As to your insurance, you will be lucky if they just raise it into high risk, in not you are looking at having it canceled, which would probably mean an SR-22 filing to get it back at another company.
Sorry, but it's the concept of choice - consequence. You made some bad choices, now you have the consequences to face. I do wish you well.
2007-07-29 11:36:20 · answer #4 · answered by oklatom 7 · 0⤊ 0⤋
WOW! driving on a suspended license scoff law do not pay tickets do not want anyone to know where you live change of address? Sounds like You have other problems keeping you from spending money on keeping your drivers privilege. When your insurance company find out you have been driving with out license they will immediately cancel your coverage and you will have to go to the pool of providers who charge double for high risk people. 5 years safe driver now this?
2007-07-29 11:18:44 · answer #5 · answered by John Paul 7 · 0⤊ 0⤋
Depends on your insurance company. You can pretty much figure that your rates will go up or you may be cancelled. Right now you may have an even more serious problem. Depending on your States point system and the way they suspend licensing, you may have enough points for suspension. Where I live, 6 points in one year is automatic suspension. You can check your States DMV online for more info or call them Monday.
2007-07-29 11:16:05 · answer #6 · answered by sensible_man 7 · 0⤊ 0⤋
I don't know that you should be too concerned about your insurance rates. You should be worried about how much longer you will have a drivers license.
2007-07-29 13:13:11 · answer #7 · answered by Scott H 7 · 0⤊ 0⤋
hai...
to get your doubts cleared regarding insurance and to get more relavent informatio visit the web site...
http://eijar.notlong.com
http://iemoo.notlong.com
2007-07-29 12:40:44 · answer #8 · answered by Anonymous · 0⤊ 1⤋