i'm in singapore so whiuch credit card bank offer the lowest interest?

Answer 1

The rates are pretty standard. The most important thing is to look at the accompanying facilities. If you will also need an ATM card I would suggest DBS or POSB. They have the best access.

The only difference is Credit Cards is some offer discounts with merchants. For that information you need to check with the banks. Besides the two I mentioned, HSBC and Standard Chartered are the most aggressive in offers.

Answer 2

All credit card interest rate are quite standard, which is 24% per annum. The only different maybe is the late payment fee and some may used 365 days or 360 days as 1 year for interest calculation.