I did an online dispute with CSC? I printed out my disputes. Has anyone ever gotten an answer by online disputing? If I mailed this in to the company on a Monday how long would it take before an answer. I keep watching my scorewatch and its been 28 days and nothing has changed. I have been holding on the phone with equifax for 34 minutes now!
2007-07-27 06:41:39 · 3 answers · asked by Kk 1 in Business & Finance ➔ Credit
If you used reports that you paid for, they have 30+5 days to finish their investigation and respond (the 5 days is for mailing their response)
If you used reports that you got for free through FACTA (www.annualcreditreport.com) then they have 45+5 days to investigate.
IF you contact them for "any" reason while you have a current dispute going, they can "claim" that there is new info on the dispute - and by law have an extra 15 days to finish their investigation.
"Never" contact a CRA while you have a current dispute going. Wait until they have finish the investigation or the 30 or 45 days have passed before you start calling or mailing them.
2007-07-27 08:22:25 · answer #1 · answered by echo 7 · 0⤊ 0⤋
I've always gotten a answer everytime I've disputed something online with CSC Equifax. If it's only been 28 days, what are you complaining about? They tell you on the website that it can take 30 - 45 days.
2007-07-27 13:51:57 · answer #2 · answered by Luke D 2 · 0⤊ 0⤋
I have received an update from an online dispute with truecredit.com, which is actually a decent service. I also filed one with credit expert.com but did not get a reply.
If you mail it in make sure you send it verified ($2-4) then it supposedly takes up to 30 days occasionally you will have to due this process a couple of times.
When calling these places your going to need to take a sedative to talk to the people working their its typically outsourced so if you feel like dealing with extremely rude foreigners dial away
2007-07-27 13:49:51 · answer #3 · answered by lexnupe 1 · 0⤊ 0⤋