mental health problems to deal with which meant it made it more difficult to keep up with bills and paying them?
how did you overcome it?
2007-07-26 23:37:34 · 11 answers · asked by Anonymous in Health ➔ Mental Health
So I, Albi, have a simple answer for you.
DON'T BUY ANYTHING AND YOU DON'T GET BILLS!!!!!
2007-08-03 18:25:21 · answer #1 · answered by Albi 1 · 0⤊ 0⤋
Maybe you should address the mental health problems to start with. Then you need good advice if you are in debt, the citizens advice bureau will be able to help.
When I was having problems paying my bills I sat down and worked out a proper budget, income and outgoings for everything, all written down. Rather than leaving the bills to come in every 3 months I started paying everything monthly through the bank. Now I have no bills coming in, and I am not in debt. I cut back on non essentials (like cigarettes and alcohol!) and made sure I was not spending more than I had going into the bank.
2007-07-26 23:56:36 · answer #2 · answered by huggz 7 · 1⤊ 2⤋
If you are in UK, (Im not sure of the system in other parts of the world) you can speak to your C.P.N. community psychiatric nurse, if you don't have one ask your doc to be referred. C.P.N'S have many roles one of which is to keep you in the community,he/she may be able to help you with a workable budget. and help you keep to it. The other option is to get your psychiatrist to write you a letter explaining your mental health issues and recommending that cutting you off utilities etc. would be hazadous to your health. this can even work with outstanding debts as many companies will write off amounts with this kind of recommendation. On a more practical note try to organise pay as you go on anything possible, telephone companies even do this now, electricity and gas. Try and buy a monthly /weekly travel card so you can get about, and if you do get any little extra cash stock up on cheap pastas and basics so there is always something indoors to eat. Seek out the pound shops! I Know from personal experience that having no money, no food and no way to get out is really bad for your mental health whatever your diagnosis, so try as much to plan ahead, especially when you are having a good day and reach out for whatever resources are available to you. GOOD LUCK
2007-08-03 09:46:03 · answer #3 · answered by michele p 2 · 0⤊ 0⤋
well i think it's pretty safe to say that mostly everyone has problems with bills. all i do is not get myself upset about it and just sit back, take a deep breath, and think how i am going to fix it. i too have mental health issues. i have ptsd. i have been to war twice and it is sooooo hard to get over certain things. it really is. it is difficult keeping up with not only bills but just everyday life. i now work in manufacturing but i am fixin to leave to join the local fire dept. i overcame my emotional and mental demons by just sitting back and making educated decisions and thinking before i acted. this also goes along with the fact that it took me about two years to just get over whatever it was that was seriously bothering me. you need to talk to someone whether it be a counselor or a friend or whomever. but you need to get out in the open whatever you can and do it quick because if you are having problems with bills now, it will only get worse. i hope i helped you man, and if you need to talk you can email me through here. good luck.
2007-07-27 00:31:53 · answer #4 · answered by TONY P 2 · 1⤊ 0⤋
A good way to deal with this, if you don't have one already, would be to get yourself what's called a payee.....a friend, trusted family member, or case worker, to handle your finances for you------this person recieves your check for you each month then they divy out your money for each bill, your groceries, and other expenses then if you have any left over they will give you an "allowance" each week. This person can be your go between between you and bill collectors or like the electric company or whoever to help you pay down those large bills and give you tips and pointers to help you keep the bills lower.
2007-08-01 02:19:03 · answer #5 · answered by marywk54 2 · 0⤊ 1⤋
I just got a phone bill for £390, I find that when I feel depressed I go shopping to cheer myself up and spend all my bill money, at this point in time i'm only getting incoming calls on the phone.
2007-07-26 23:47:57 · answer #6 · answered by Anonymous · 1⤊ 1⤋
Its a good idea to pop into your citizens advice bureau.
They are there to help and will also write letters on your behalf if this is necessary to people you owe money to.
They can help by getting the companies to accept small weekly,monthly payments and if necessary to drop any interest accumalated or solicitors fees etc.
They can help you to understand and organise your money.
They are also free of charge
Good luck
2007-07-26 23:51:18 · answer #7 · answered by ? 1 · 0⤊ 0⤋
pay as you go is the best way to not have to even read the bills
2007-08-01 00:55:13 · answer #8 · answered by Anonymous · 0⤊ 0⤋
well dear i assume you do have everything under control but you could find bank loans attractive if you're on a steady income and do seek the help of a qualified financial advisor to help curb your excesses if you've got any.
Good luck!
2007-07-26 23:57:16 · answer #9 · answered by buzor 1 · 0⤊ 2⤋
try learning about the envelope budgeting system
2007-07-27 00:03:21 · answer #10 · answered by lilmissdisorganised 6 · 1⤊ 0⤋