what is the best credit repair service in uk?

Question

i like to fix my credit and need some good advice? can anybody help me, thanks.

Answer 1

Only YOU can sort out YOUR credit history.

To do so, first you need to get your Credit Report from the Credit Reference agencies (Experian etc) = they have to give you your report (but can charge a max. of £10, although I believe Experian only charge £5).

Next contact all the companies/persons listed against you and sort out what you owe them.

You need them to accept the smallest possible amount to pay off the debt. Some may have already written off the debt.

Once the debt is repaid (or written off), you then have to get them to register the debt as 'satisfied' with the Courts (if it was CCJ) AND tell the Credit Reference agencies.


Alternative = go to a cowboy 'Credit Repair' agency who will rip you off for money you don't have (don't worry, they can get you a loan at 60% p.a.) and either do nothing or use part of the loan to pay off your other debts (whilst keeping a 'commission' of 25% for themselves).

Some will attempt to commit fraud in your name by writing to the Courts claiming that a CCJ is 'invalid' and should be 'put aside'.

This sometimes works because big Companies are often too slow to object in time. Needless to say, months later when the big companies find out what's been done they can take you to court again, this time claiming their legal costs to re-instate the original CCJ, so you end up with 2 CCJ's against you....

Typical end resut of using a Credit Repair Agency == your Debts of £10,000 are all paid off with a new loan for £20,000 (at 60%+) ... and they will have done things in your name that will come back to bite you later ..

Answer 2

Credit Repair Companies Uk

Answer 3

Credit Repair Uk

Answer 4

Steve B - whilst, yes, you are correct, not all credit repair companies do that. I must be one of the few good ones that do it right and not rip people off. I run a business called Debt Services Australia who do credit repair in the United States - I only work on the ones clients want me to work on at a simple, low rate of $500 per default/overdue account and I don't make guarantee's. If it can't be removed then it won't be.

I have done credit repair in Australia which resulted in excessive successes so not all companies are dodgy or scams.

Also, I won't help them get a loan at all - I am simply there to try and fix their credit rating.

Answer 5

Many credit repair services are simply consumer finance scams. You should never pay a large sum of money for help with credit repair. Nobody can substitute a higher score for yours. The experienced credit repair service provider is knowledgeable of the system and how this works and they can help you work on your advantage. There are several bad advices that concern the DIY credit repair and when you do this, you may end up in a situation that is worse than what you are currently facing. Thus, it is best that you go for expert credit repair services in order to find the right solutions to this issue.

Answer 6

the BEST credit repair is to pay your bills on time

seriously - no -one can repair your credit history. you can check it is correct, but if it is then the only way to improve it is to make all payments on time. Heck I rebuilt mine with a guaranteed credit card, paid it off in full without fail, now I am getting offers every week - i was bankrupt in 2001, credit histories dont come much worse than that.

Answer 7

Almost sure that you might find many financial clarification at: loandirectory.info-

RE What is the best credit repair service in uk?

i like to fix my credit and need some good advice? can anybody help me, thanks.

Answer 8

I'm certain that you will find all financial clarification at: financial-care.info-

RE What is the best credit repair service in uk?

i like to fix my credit and need some good advice? can anybody help me, thanks.