I got a membership with a health club. I had to close my debit card and one of my accounts and move due to a death in the family. Before I could contact and settle with the Health Club ABC Financial illegally aquired info on my new account and put me in the negative big time. Luck would be that my bank reiverced me and helped me file a fraud report.I have heard of this happening before with ABC Financial. I would like to know more and help bring these theves down if I can.
2007-07-25 07:06:36 · 2 answers · asked by Rosietrue 1 in Business & Finance ➔ Personal Finance
I understand what they do. however, It is illegal to debit an account without the owners concent and the only way to aquire the account information without the owners concent is by illegal means. It is called fraud. Unless you have a court issued garnishment order which is a very long and expencive process.
2007-07-25 07:48:51 · update #1
It does sound like they acted illegally. There are plenty of debt recovery services that will break the law to get their money. They mostly do it because the people they deal with are usually pretty low on money and cannot get the legal help they need. Sometimes they will do it if they feel the person does not understand the law.
Heck, you know what would be funny. Check into suing them for taking your money, especially if they are in your state but far from your city. Odds are, they will not show up for court. Get a judgement and put a lein on their property.
2007-07-25 09:42:26 · answer #1 · answered by A.Mercer 7 · 0⤊ 0⤋
They didn't illegally aquire anything. They bought the debt from the health club, and they can and will chase you for what's owed.
2007-07-25 07:11:10 · answer #2 · answered by Anonymous · 0⤊ 0⤋