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i spend all my money and i was wondering if anyone had any ideas for a good way to save it but i can't put it in the bank...

2007-07-25 03:57:03 · 11 answers · asked by Anonymous in Business & Finance Personal Finance

11 answers

Ways to Save Money:

Spend less money than you earn.
Find ways to make more money.
Make more money by filling out paid online surveys.
Adjust your lifestyle to accommodate the first rule.
Create a financial budget to help you save.
Do not use credit cards.
If you do use credit cards, pay them down in full each month.
If you have a lot of credit card debt at high rates, look into consolidating your debt.
Lower your student loan payments.
Forego spending money whenever possible.
Stop purchasing frivolous, impulse items.
Forego purchasing non-essential items.
Refinance your mortgage or debt at a lower rate.
Refinance your car loan at a lower interest rate.
Find cheaper insurance rates.
Lower your phone bill.
Lower your international phone bill plus get $5 in free calls.
Use coupons to shop. (Here's another free coupon site to try.) Or try coupons.com for free local coupons. If you haven't heard of it, the Entertainment Book can save you hundreds of dollars at your local hotels, restaurants and attractions.
Join an online shopping club and get 20% off shopping by joining an online shopping club.
Join MyPoints and get paid for visiting sites, joining offers, referring your friends and even online shopping.
Earn savings bonds for college, retirement or spending by shopping through BondRewards.
Wait for things to go on sale before buying them. Find catalog saving certificates here.
Don't buy anything just because it is on sale.
Occasionally buy generic, or non-name brand merchandise.
Wait for prices to fall before buying (applies especially to electronics items - like DVD players).
Reward yourself for saving money. Enjoy watching your debt shrink and your investments grow.
Drive used cars.
Look for a higher paying job.
Reduce your auto insurance.
Don't eat out as much as you'd like to.
Buy discount magazines.
Do more activities at home.
Invest the money you save so that it earns money too.
Create a plan to save $100 per month (or as much as you can swing). Try never to miss the monthly savings payment and try to find ways to increase it to $150 per month.
Don't ever spend money just because you have it.
Keep your job skills sharp. Get a free trade magazine subscription.
Stay busy - you have less time to spend money.
Find an inexpensive hobby to occupy your time and stop you from spending money.
Find a hobby that you can earn money doing.
Stop smoking.
Go on a diet and lose weight Not only do you save money on food, look and feel better, but your long term healthcare costs should also fall dramatically.
Look critically at how you spend and save your money.
Learn how to manage your finances by reading financial publications.
Increase the money you earn (second job, promotion, new job, through investments, etc.)
Don't try to compete with your friends and neighbors.
Don't try to compare yourself to your friends and neighbors.
Sell your car and take the bus to work (may not apply to everyone).
Contribute the maximum each year to your 401K or to an IRA.
Buy Dental Insurance before you need it.
Buy Health Insurance before you need it.
Remember, paying down debt is also a way to save money (it saves you from a debt payment and gets you closer to having money to invest).
Lower your cable bill by ending pay channels or switching to satellite.
Earn extra money by filling out short surveys at one or all of the following sites: NPD, NFO My Survey.com, Synovate, Lightspeed, Ispos Opinion Outpost, Greenfield Online, or Opinion Surveys. If in the UK, try Opinionistic. For a complete list along with detailed reviews, visit our review of paid survey sites.
You can make even more money from these online survey sites, but they'll cost you a membership fee: PaidSurveysOnline.com, Survey Scout.
Get paid to read email (completely free). Get your friends to sign up and earn even more.
Here are sites (we don't know if they work) that promise to pay you to type from home, to shop and eat, or train you to make millions from home. Fast Cash at Home.com promises all of the above plus more options to make money through self employment in your own time.
Join a Product Test Panel and earn lots of cool, free, new products.
Here's another rewards site that pays you up to $250 cash if you sign up for several of their deals. It's only a good deal if you were going to sign up for their deals anyway.
Practice restraint.
Be patient.
Start saving money today!
Don't give up!


MUCH more at web page!

2007-07-25 04:06:41 · answer #1 · answered by Indiana Frenchman 7 · 0 1

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2015-01-24 08:09:20 · answer #2 · answered by Anonymous · 0 0

Write a bill - to yourself. I send $25 a month as if it were a bill, to a regular savings account. I do this when I pay all of my bills, so I don't think about it. Compared to a $1000+ mortgage payment, $25 is chump change.

Pretty soon, I had a few hundred dollars saved up. If you think about it, $25 a month is less than a dollar a day. Most people can find that in spare change alone!

2007-07-25 04:22:40 · answer #3 · answered by dayoh257 2 · 0 1

Saving money is one of those tasks that's so much easier said than done — everyone knows it's smart to save money in the long run, but many of us still have difficulty doing it. There's more to saving than simply spending less money, although this alone can be challenging. Smart money-savers also need to consider how to spend the money they do have as well as how to maximize their income. Start with Step 1 below to learn how to set realistic goals, keep your spending in check, and get the greatest long-term benefit for your money https://learn.im/s/save-money

2015-03-17 06:44:14 · answer #4 · answered by Anonymous · 0 0

Open a savings account in another city. Have a certain amount of funds wired to that account on a regular basis. Do not get an atm card for that account. That way, everytime you want to spend that money, you would have to drive to that city before you can withdraw the money.

2007-07-25 04:54:48 · answer #5 · answered by Anonymous · 0 1

why u can't put it in bank? this is the good way for you save your monay, espeacilly put it to the Fix Deposit account, although the interest not too high but atless your money will safe at there and also can control your expenses.

2007-07-25 04:03:48 · answer #6 · answered by Carol Chean 2 · 0 1

you must put in front of your eyes an aim for saving money .
you must spent little .
you can save a part of the money in the bank and you will take profit every year .

2007-07-25 21:13:06 · answer #7 · answered by mizo 2 · 0 1

i BET YOU CANT PUT IT INTO THE BANK BECAUSE YOU ARE NOT OLD ENOUGH HUH/? Well sit down and figure out a monthly budget, how much you are going to spend on each thing a month and put a little back in a shoe box, envelope... each week.

2007-07-25 04:05:31 · answer #8 · answered by nodesignerdogs4me 4 · 0 1

coffee cans burried in the back yard.

Thats what I do, all my neighbors think I like to garden. Then when I'm old and gray, I'll mention it on my death bed to someone....they can spend the rest of their lives trying to find it.

2007-07-25 04:06:28 · answer #9 · answered by gypsy g 7 · 0 1

you get an old icecream bucket and duck tape it so oyu cant get any money out and make a slot so you can only fit your money or change in it os then you cant spend it , it worked for me i hope it works for you!

2007-07-25 04:07:27 · answer #10 · answered by chelsea h 1 · 0 1

put it on a piggy bank that you cant break so when you need money you have to break the thing to get it

2007-07-25 04:04:27 · answer #11 · answered by lec 2 · 0 1

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