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2007-07-24 13:22:40 · 3 answers · asked by Anonymous in Business & Finance Credit

3 answers

Where did you obtain the report? If you pulled it yourself, there should be a page of contact information.
If you pulled it online, you should be able to log into your account and click on a link that says "dispute". It will ask for a few numbers to verify the report and you can submit it that way.
I would not try to call Experian. All the credit bureaus have an automated system that loops you around and around for as long as you'll listen. You cannot really speak to a real person unless you are submitting a fraud claim...in that case, they actually give you the number to call.
I always advise my clients that they should put the dispute in writing and put it in the mail. Writing is the best way to resolve the issue. Just make sure that you send the proper supporting documents.
Remember that Experian only has 30 days to investigate your issue and get back to you.
Good luck!

2007-07-24 15:01:50 · answer #1 · answered by YSIC 7 · 0 0

Have you tried contacting Experian?
http://www.experian.com/

They may dispute that it is an error.
You then have the right to give them your contrary explanation, and have it there so that if anyone requests credit report on you from Experian, that will include your explanation about the error or mistake not being your fault

Here are FAQ about your credit rights as a consumer
http://www.ftc.gov/bcp/conline/pubs/credit/crdright.shtm

2007-07-24 14:12:54 · answer #2 · answered by Al Mac Wheel 7 · 0 0

When you check your credit report online with Experian, they give all the details on how to dispute an item .

http://www.experian.com/

2007-07-24 13:43:08 · answer #3 · answered by mister_galager 5 · 0 0

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