if i get a loan for a car through a credit company ..in order to get my insurance rate to go down can i put my dad as a driver? i mean as far as the dealer is concerned its paid cash since its paid with a check but my question is does my dad have to be on the loan to be the primary driver and me be secondary? or do i have to be primary..ive never been insured and in 22 and my dad cant buy the car because he has a pending social security thing..help!
2007-07-24 08:28:48 · 6 answers · asked by bumblebee 1 in Cars & Transportation ➔ Insurance & Registration
You don't have to put your dad in more finiancial situations. I think you should get everything in you name, but since you're under 25, the insurance rate may be a little high OR NOT. If you have a clean driving record, and shop around........belief me you'll surely find something affordable for yourself. NEVER SETTLE FOR ONE INSURANCE COMPANY.........SHOP AROUND, AND GO FOR THE CHEAPEST RATE.
2007-07-24 09:48:01 · answer #1 · answered by Anonymous · 0⤊ 0⤋
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RE :Insurance for an 2008 xb?
if i get a loan for a car through a credit company ..in order to get my insurance rate to go down can i put my dad as a driver? i mean as far as the dealer is concerned its paid cash since its paid with a check but my question is does my dad have to be on the loan to be the primary driver and me be secondary? or do i have to be primary..ive never been insured and in 22 and my dad cant buy the car because he has a pending social security thing..help!
Follow 5 answers
2016-08-22 12:51:22 · answer #2 · answered by Lynn 6 · 0⤊ 0⤋
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RE Insurance for an 2008 xb?
if i get a loan for a car through a credit company ..in order to get my insurance rate to go down can i put my dad as a driver? i mean as far as the dealer is concerned its paid cash since its paid with a check but my question is does my dad have to be on the loan to be the primary driver and me be secondary? or do i have to be primary..ive never been insured and in 22 and my dad cant buy the car because he has a pending social security thing..help!
2014-08-22 11:37:38 · answer #3 · answered by Anonymous · 0⤊ 0⤋
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RE Insurance for an 2008 xb?
if i get a loan for a car through a credit company ..in order to get my insurance rate to go down can i put my dad as a driver? i mean as far as the dealer is concerned its paid cash since its paid with a check but my question is does my dad have to be on the loan to be the primary driver and me be secondary? or do i have to be primary..ive never been insured and in 22 and my dad cant buy the car because he has a pending social security thing..help!
2014-09-27 14:27:18 · answer #4 · answered by Christophorus 1 · 0⤊ 0⤋
For your Dad to be listed as primary driver, he would need to own the car. Adding him to your policy will not lower the payments. Dealer has nothing to do with the deal after the paperwork is done unless they financed it. The loan company will insist on full coverage insurance until it is paid off. Not sure why, if you can afford a brand new car, you are worried about insurance payments. I think you should rethink your priorities.
2007-07-24 09:50:34 · answer #5 · answered by sensible_man 7 · 0⤊ 0⤋
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2015-01-12 18:10:36 · answer #6 · answered by ? 1 · 0⤊ 0⤋
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2014-05-09 15:10:22 · answer #7 · answered by Anonymous · 2⤊ 0⤋