Is it possible to get a GOOD student loan w/o a co-signer? Not Sallie Mae please.?

Answer 1

Depends of your age and what type of student loan and type of school.

College: There are Stafford loans with federal guarantee. They don't have a co-signer and are easy to get, but you must show financial need. If your parents won't fill out the FAFSA, then you have to wait until 24. You can get a supplemental loan (without showing financial need) only if you have good credit.

Technical schools: Have no idea but some have various programs but it depends on your state. FAFSA is usually first step.

ALL students loans suck as far as interest goes there isn't much choice.

Try this site for for private loans. http://www.prosper.com. Personal loans based on the premise of ebay....You can specify amount and interest.

Answer 2

Usually only the Stafford and Perkins are like that, but the school has to offer those to you: you can't just "get" them. I have been searching for quite a long time for a loan like what you want, but I have been dissappointed a number of times.

However, if you don't need a whole ton and you don't mind astronomical interest rates, you may want to try MyRichUncle. I got approved without a co-signer and no established credit, but they didn't give me nearly as much as I needed and the rates were WAY too high for any sense of comfort in my mind.

Another route you could take is ask around to your friends and family members. Somebody may know someone else who will give you a personal loan at a pretty low interest rate. REMEMBER...it's not what you know, but who you know.

If you can find a relative or a family friend that will cosign, you can get WAY better rates, but other than that, there isn't much if there is anything.

Answer 3

Check with your financial aid office. Your best route is Perkins, though these funds are limited, then sub stafford, and usub stafford. None of these require a cosigner. Private or alternative loans do however. Check again with your financial aid office for options. I would stay away form MRU. Also the link http://lnk.in/4wwx is NOT helpful (my personal option) and guides you to lenders that are NOT major players in this industry.