2007-07-23 07:07:24 · 4 answers · asked by Anonymous in Business & Finance ➔ Credit
Credit card companies are generally a bit more lenient in their approvals for both new accounts and credit limit increases on existing accounts when it is close to certain times of the year where people tend to spend a lot of money - such as Christmas, Valentines Day, Mothers Day, etc., etc., etc.
2007-07-23 12:17:04 · answer #1 · answered by echo 7 · 1⤊ 0⤋
credit card companies, never, ever offer you a good deal...
credit cards may be a little bit different... though most of them
still work on system which ask 2% per month (roughly 24% in a year)... and yes, sometimes they tell like they make you a great deal and offer 16% , 8% ...or whatever... but mostly that just bullshit... because if you'd take $3000 credit... you may pay for it over 3 year period which can mean anywhere $5800 and more for this 3,000 dollar loan...
I don't know if I were useful... because credit cards are mainly 3 types... and o explain their systems takes a lot of time...
credit card firms can't make you a good deal. Because in general, you will acquire bad debt... not good one.
2007-07-23 14:21:13 · answer #2 · answered by tom168mail 2 · 0⤊ 2⤋
Remember that credit card companies are for profit. Any deal they offer is better for them than for you. the best credit card is the one you cut up.
2007-07-23 14:42:40 · answer #3 · answered by JB 6 · 0⤊ 1⤋
Well, during Christmas time, Discover card will sometimes have 10% rebates at many mall's around the U.S.
In general though, if you want to find the rewards card that will pay you the most for your normal spending profile, you can try out this rewards calculator:
http://www.creditcardtuneup.com/
2007-07-24 08:12:57 · answer #4 · answered by moviegoer_j 3 · 0⤊ 0⤋