Hello, Im interstead in now looking at different kinds of credit cards, but Im after a certain one, Im looking for a credit card that will allow me to buy things over the phone and internet, but also doesnt use money that I dont have in there, in other words I want a card without an extarr $1000 that I can spend that ISNT mine, if you get what im saying? is this card called a debit visa or????
2007-07-22 23:07:36 · 5 answers · asked by Anonymous in Business & Finance ➔ Credit
A debit card can do what you describe, but buying with a debit card does not give you the same protections as you get when you use a credit card.
You want a prepaid credit card like this one: http://www.usa.visa.com/personal/cards/prepaid/reloadable_prepaid_card.html . Be sure to read the FAQ as there are some details you should be aware of.
2007-07-22 23:51:44 · answer #1 · answered by likepepsi 7 · 1⤊ 1⤋
I simply can't believe all the incorrect responses you've been given. You are looking for a CREDIT card, and NOT a debit card.
Companies offer CREDIT and DEBIT cards. A debit card takes money from your checking account. A credit card is sort of like a very short loan ... if you pay it back within 30 days, there is no interest.
You can bet both types from your local bank.
2007-07-23 01:53:46 · answer #2 · answered by jdkilp 7 · 0⤊ 0⤋
Hi,
Cards like that are just coming on here in NZ and it is called a Debit card from Visa (As opposed to a Debit card which is just EFTPOS.)
Credit cards are ok as long as you are disciplined enough to pay them off every month
2007-07-22 23:17:41 · answer #3 · answered by Anonymous · 0⤊ 1⤋
It's referred to as a debit card.
2007-07-22 23:11:32 · answer #4 · answered by Itsok 3 · 0⤊ 1⤋
I once paid with a dona card. It cost me an arm and a leg
2007-07-22 23:11:25 · answer #5 · answered by diamondlilgirl 2 · 0⤊ 0⤋