I just got my learners permit and i wanted to know if i had to have auto insurance? or do i have to have insurance till i get my real license when im 18? im going to be driving my moms car all the time and i live in california
2007-07-21 18:32:38 · 9 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
If your mom has insurance on her car you should be covered , however you may have to be listed as an occasional driver just to be sure. All you have to do is have your mom make a call to your insurance agent, they will tell her.
2007-07-21 18:46:14 · answer #1 · answered by CDL 2 · 0⤊ 0⤋
If you have a permit only the owner of the car needs insurance. An adult has to be with you at all times when you only have a permit so you do not need your own insurance.
2007-07-21 19:29:27 · answer #2 · answered by Patti C 7 · 0⤊ 0⤋
You should be covered if your mother has insurance on the vehicle. But her agent has to be aware that you are a part time operator in this vehicle or there may be a problem with coverage if something does happen. Your mom should be able to find out from her agent.
2007-07-21 18:40:00 · answer #3 · answered by ? 2 · 0⤊ 0⤋
Ask your mom if her insurance specifically includes you ... if she not know, then ask her insurance agent.
All vehicle owners need to have insurance.
* suppose someone crashes into it when it is parked
All drivers need to have insurance.
* suppose there's an accident & they think it is your fault
It might not hurt if some passengers & pedestrians had insurance.
* like protection from hit & run for example
It is pretty expensive, so get an education in the different kinds, what they do and do not cover.
* liability
* medical
* personal
* property
* collision
* comprehensive
* uninsured
* deductables
See details on the above
http://answers.yahoo.com/question/index;_ylt=AsDTEvqgRLH6n7HHllxqGOrsy6IX?qid=20070719151415AA3ACTP
2007-07-21 19:00:12 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Your mom's car should be insured. And if you are going to be driving it on a regular basis, it should be extended to you. The car has to be insured in any situation.
2007-07-21 18:41:17 · answer #5 · answered by Anonymous · 0⤊ 0⤋
until eventually you're additionally paying to your guy or woman automobile i anticipate you would be using one owned by your dad and mom. if that's the case you will would desire to be coated below their coverage i could wager. you will desire to communicate on your dad and ask him to call his insurance agent to be sure what the cost could be to characteristic you as a motive force and once you will desire to be extra. you are able to then decide whether you fairly can arise with the money for it with the section time jobs you are able to fairly get. i don't know approximately florida yet in minnesota a permit in basic terms enables you to tension if there is an approved sober grownup in the automobile with you. My insurance provider would not require me to insure my daughter until eventually she unquestionably has her drivers license and can tension with out an grownup in the automobile together with her.
2016-10-22 08:12:36 · answer #6 · answered by lindenberg 4 · 0⤊ 0⤋
You should be automatically covered under your mom's insurance until you get your driver's license. When you get your license, you will need to be added as a driver in the household.
2007-07-22 19:36:13 · answer #7 · answered by mymoon 2 · 0⤊ 0⤋
the insurance is on the car, not the person. You cant be excluded from the car. If your parents dont pay the extra to keep you not excluded, then you cant drive. (Michigan)
2007-07-21 18:44:56 · answer #8 · answered by Anonymous · 0⤊ 0⤋
call your moms insurance company...mine said my daughter was ok to drive...but I know others won't, they make you pay...if she has a financed vehicle I think you have to...mine are paid for...I live in CA too.
2007-07-21 18:41:50 · answer #9 · answered by Stacey 5 · 0⤊ 0⤋