2007-07-21 06:28:38 · 8 answers · asked by glenbrd 1 in Business & Finance ➔ Credit
How much is your total debt?
If you cant get approved for a loan- your credit is probably pretty bad. Get your debts in order pay them off slowly. late is better than never.
1. make arrangements with the companys to pay a $$$ certain amt each month. anytime you can pay more do it. keep your receipts and when it is paid off get a letter from that company confirming that the debt has been paid in full- to show the credit bureaus if necessary.
2. now make a budget- pay your bills on time.. try bill pay..its awesome.
3. it may seem like it will take forever to pay off your debts but over time those balances will go down.
4. be patient and over time your credit will improve.
paying your bills slowly is better than debt consilidation..
2007-07-21 06:39:47 · answer #1 · answered by nikkylyn 5 · 0⤊ 0⤋
There are plenty of places that offer loans for people with bad credit with no-hassle applications and easy requirements.
Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on.
http://www.axalda.info/bad-credit-loans.html
2007-07-21 15:26:33 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Bad credit ? That means you've already burned someone who loaned you $$$$ .
Maybe , it is time to get a 2nd job to pay those debts .
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2007-07-21 06:53:27 · answer #3 · answered by kate 7 · 0⤊ 0⤋
Never borrow money to pay off a loan. Its that simple.
*Oh, and it would be quite irresponsible for a business to come along and actually offer you another loan given your history. Don't think for a second they're doing it out of the kindess of their hearts. That's why it's a 'business'- they know they can make money off of your bad situation.
2007-07-21 07:36:40 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Umm....you're going in circles here. Let's see. You can't pay your bills NOW, you have bad credit, and you want someone to lend you money so that you can transfer the debts you cannot now pay to another source ?
2007-07-21 07:32:13 · answer #5 · answered by acermill 7 · 1⤊ 0⤋
you dont need a loan you need another job.. pay off you debt with cash.
2007-07-21 08:21:43 · answer #6 · answered by David C 3 · 0⤊ 0⤋
You can't get out of debt by borrowing money to pay off your debts. You will just dig yourself deeper and deeper.
2007-07-21 07:02:48 · answer #7 · answered by A1234 2 · 0⤊ 0⤋
Sorry, but this is why all lenders have strict guidelines.
2007-07-21 06:39:25 · answer #8 · answered by ? 7 · 1⤊ 0⤋
How much do you need?
2007-07-21 06:51:37 · answer #9 · answered by Anonymous · 0⤊ 2⤋