who is normally allowed to drive your car under most general auto insurance policies?

Answer 1

Normally any licensed driver may operate the vehicle with the owner's permission.

There are some exceptions to this. If the driver lives in the owner's household they must be listed on the policy as an authorized operator. Additionally some policies restrict operation to non-listed drivers to over 21 or over 25. That's pretty common in the UK but rare in the US.

Auto insurance follows the vehicle, not the driver. SOME policies extend the coverage of the named insured or listed drivers to any vehicle operated by them but this is not universal. Sometimes this is restricted to a temporary replacement vehicle while yours is being repaired or is out of service due to breakdown or accident. Others cover any vehicle at any time such as a rental when you're traveling or if you borrow a car from a friend. In these cases the insurance is secondary to the owner's coverage and will only pay once the owner's coverage is used up.

Answer 2

1

Answer 3

Usually the registered owner of the car is allowed to drive your car under most general auto insurance, unless you specifically add another driver (usually a spouse, dependent, or child) to the policy.

Answer 4

I have State Farm and my wife and I are covered. Also anyone over 25 who we allow to drive the vehicles. We are also covered in anyone elses car we may drive.

Answer 5

you, and whom ever you choose to put on the insurance with you. other than that anyone can drive your car they just wont be covered in an accident if they arent on your policy.

Answer 6

Usually, any licensed driver that does not live in your home may drive.

Answer 7

depends on how the policy is written

Answer 8

THE REGISTERED OWNER AND ANY OTHER PEOPLE THAT ARE LISTED ON THE POLICY.