The case is about a car accident and the other person was at fault, but turns out the other person's insurance company is Allstate.
Now, I got checked up by my doctors and everything and they all stated that the accident was the cause, but they don't know ht reason.
Because of that my lawyer claimed 100,000 dollars, for job opportunity loss, future job problems, and some other well within reasons.
So Allstate discussed about it and proposed to pay me 3000 dollars instead. Adding all of the medical bills and etc. the amount Allstate told me that they're paying barely comes down to 10% of the medical bills the accident caused.
So my lawyer told me that I might have to sue them, but the problem is that I read that Allstate is known for delaying the case and cheating everything to the extent that even winning the case isn't worth it.
So I've decided to come here and ask the question.
What are my chances of winning against Allstate?
Is it even worth it?
2007-07-20 14:34:38 · 11 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
Allstate doesn't win cases by cheating (that would be your lawyer and any doctor your lawyer referred you to). They win b/c they are that good. BTW, job opportunity loss, future job problems, and some other well within reasons are NOT compensable nor are they damages. You said so yourself, the doctors don't know the reason yet they claim your injuries are from the accident. If the doctors can't say what the mechanism of injury is....that's a serious problem for you. Ask your brilliant attorney what that means, and the answer is NOT a car accident..
Oh yeah, you can't sue Allstate.
2007-07-20 18:50:27 · answer #1 · answered by bundysmom 6 · 2⤊ 0⤋
I am a former claims investigator for a major auto insurance company. I don't know enough details about this claim to make a specific judgement about it, but I can tell you that I dealt with Allstate as "the other company" on a number of my claims, arbitrations, investigations, etc.. Overall, I (and most of my fellow colleagues on the claims floor) hated dealing with Allstate, but respected their toughness. They are really, really good with their policyholders, and really, really stingy and tough with people making claims against their policyholders. Of course, not all Allstate adjusters are like this, but they have a rep for being great for their people, but ready for war with anyone else.
I think your lawyer is overstretching quite a bit. Lawyers always threw big numbers at us to try to intimidate, but they settle for maybe a few thousand (and they'll take a third of that from you), and they're not as well-versed in tort law as their paralegals (who do all the real work). I never had a claim in which a lawyer got their client anything extra, they just took 30-40% of whatever we would have offered the injured party anyways. There are pretty much set prices for injuries/diagnoses, etc..
2007-07-23 22:08:39 · answer #2 · answered by antiswa77 1 · 0⤊ 0⤋
Actually, it is not Allstate that you should sue. You should be suing the party that is responsible for your damages. Allstate is not responsible for your damages. They are simply in a contract with the party that caused your damages to represent them in court and pay for the damages caused up to the limits of liability on the policy . If you sue or settle then Allstate is obligated to pay the judgement or settlement up to the limits on the policy, based on their contract with the liable party. After that it is solely the responsibility of the liable party to pay you.
Having said that, Allstate is going to try to make the payout as small as possible. After all, they are a for-profit company.
As for delaying the case, that is out of their control. Court dates are at the discretion of the court and the state's insurance department regulates the time they have to respond to your claim.
2007-07-20 14:59:23 · answer #3 · answered by Malo 2 · 1⤊ 0⤋
Your chances are about the same as against any other insurance company.
I have heard lots of good and bad stories about many different companies. Most of them turn out to be stories, just like the notion that there are alligators in the sewers who will come up and bite your rear end when you sit on the toilet.
Let's suppose the other person was insured up to $3,000.00 for harm to other people. In that case Allstate is only going to pay you up to $ 3,000.00 they have zero liability to pay you any more. For the balance of your expenses you have to go after the other guy who is at fault.
Thus, it is readlly imprtant to know for how much $ the other guy was insured with Allstate.
Whatever you soe for, you have to have good documentation of the out of pocket expenses, and job loss, because a lot of people make fraudulent claims, so because of this, all us honest people have to have good proof of our claims.
2007-07-20 14:43:24 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Yours chances, if the facts are as you state them, are excellent. Insurance companies make big, important noises to individuals and, sometimes, to their attorneys, but when push comes to shove, they cave in for you. One hundred thousand dollars is chump change to Allstate. They will pay.
2007-07-20 14:41:56 · answer #5 · answered by claudiacake 7 · 0⤊ 1⤋
via turning out to be an allstate agent.Its no longer that no longer undemanding the two. Get your license and except youre an entire loon, they are going to in all probability hire you. inspite of each little thing, its all fee so that they are not out something except you produce revenues.
2016-10-09 03:46:56 · answer #6 · answered by heiselman 4 · 0⤊ 0⤋
Ummm, that's what all insurance companies try to do...not just Allstate. I'd pursue it. Most likely when they see that you're serious they'll try to settle out of court for much more than their first offer, but less than the $100K. What does your lawyer think, because he probably knows best.
2007-07-20 14:40:01 · answer #7 · answered by Nicole B 3 · 1⤊ 2⤋
This isn't the lottery. Settle for your medical bills plus 10% or they'll delay this thing until you're in a nursing home.
2007-07-20 15:23:50 · answer #8 · answered by Anonymous · 2⤊ 0⤋
I have the perfect lawyer that takes care of these cases.
2007-07-20 14:50:55 · answer #9 · answered by Gracie D 1 · 0⤊ 0⤋
50/50
2007-07-20 14:39:33 · answer #10 · answered by megan_mia2002 1 · 2⤊ 0⤋