2007-07-19 11:16:22 · 3 answers · asked by SHARRON L 1 in Health ➔ Other - Health
I am on Cobra right now but that runs out at the end of November so I am scrambling to try to find something. Everything I am looking has that preexisting condition standing out in bold print.
2007-07-19 11:18:55 · update #1
The HIPAA act that allows for COBRA also allows you to get a coverage called "Portability". Most of the major companies have several portability plans. These plans will cover your pre-existing condition and they must take you if you have exhausted your COBRA but they may charge you up to 3 or 4 times the normal premium. Contact companies such as Blue Cross, United Health, Health Net or Aetna.
2007-07-20 10:27:15 · answer #1 · answered by Zarnev 7 · 0⤊ 0⤋
If you are currently covered, you might not be subject to preexisting condition rules. The proof of current coverage should be sufficient for you to find new coverage. Perhaps there is a person in the HR department of your company who can help you with this, or you can call the insurance companies you are considering and ask them.
2007-07-19 18:22:22 · answer #2 · answered by drshorty 7 · 0⤊ 0⤋
most HMO's don't worry about pre-existing conditions.
i hear a lot about how bad they are, but Kaiser-Permanente is really good. nothing like the horror stories you hear. no - i don't work for them.
2007-07-19 18:20:03 · answer #3 · answered by nickipettis 7 · 0⤊ 0⤋