2007-07-19 04:28:42 · 8 answers · asked by Caelestiel 2 in Business & Finance ➔ Credit
If you have a job, a bank account and a credit history, then you might be able to get a card. Most Visa cards will need to be secured until you are 18, meaning that you pay up front and then are allowed to charge a small amount above that amount. The better bet is to get a debit card on your bank account with a visa logo on it. Just do not over draw your account. Start good credit practices now for a better future, don’t make mistakes now that will affect your ability to buy a home/car later.
However, the only sure fire way is to have your parents add you as an authorized user to their account. Make an arrangement that you pay them up front and charge things so you build your own credit up. Just remember if you over charge, or do not pay for your charges, your parents will take away the card, etc. Plus, if your parents have bad credit, or do not pay that bill on time it will reflect poorly on your credit score as well. Set up a contact in writing with your parents going over very aspect of you using the credit card so there are no misunderstandings in the future.
2007-07-19 04:38:24 · answer #1 · answered by Robin C 5 · 0⤊ 0⤋
I know that it is possible to get a credit card at age 15 if you have a good credit history and a bank account. My friend has one under his name and he is 15 years old.
I don't know for sure about Visa, but I know for some companies it is possible.
2007-07-19 05:57:50 · answer #2 · answered by michiganfan 3 · 0⤊ 0⤋
Not really. Your parents could get a card that they load money onto for you. The one I know of is called Visa Buxx. It can be used anywhere Visa cards are accepted.
You have to be 18 to get a credit card in your own name.
2007-07-19 04:36:09 · answer #3 · answered by Megan B 1 · 0⤊ 0⤋
Yes. Visa has gift cards. And with an adults permission your parents bank can give you a Visa Check Card. Please use responsibly and you'll be rich, not in debt one day. Peace!
2007-07-19 04:36:27 · answer #4 · answered by Sleek 7 · 0⤊ 0⤋
there's a Visa Buxx Card this is a pay as you go mastercard this is suitable to a economic enterprise account. you may positioned as low as $50 & as much as $5000 on it. My suggestion, if vacationing out of u . s . a ., is to purchase countless enjoying cards, %. them in distinctive factors of your bags and man or woman & use one up at a time. this manner you're actually not caught if a bite of baggage is lost & it had all you earnings it & in case you lose the cardboard the main you would be out is the quantity you had on that card. A 3 hundred and sixty 5 days in the past, i chanced on a Visa Buxx card that somebody had lost. i replaced into cleansing the parking zone of a quickly food pastime i replaced into working section time. as quickly as I called in to envision the stability, it had over $3000 on it. as quickly as I advised the operator I had forgotten the PIN, she gave it to me over the telephone & I ran to the closest ATM to withdraw the money. this would extremely take place to you in case you positioned all your cash on one card. Yeah, it particularly is greater high priced to purchase countless enjoying cards & unfold the money to countless bills in spite of the shown fact that it is going to shop your cash interior the top. Have a severe-high quality trip.
2016-10-22 01:28:38 · answer #5 · answered by tamayo 4 · 0⤊ 0⤋
You can't enter into a legal contract which is what a credit card is until you are of legal age.
2007-07-19 09:19:23 · answer #6 · answered by Dewey K 2 · 0⤊ 0⤋
Parents, of course. They have to at least approve it, and probably co-sign.
If you do, your limit is probably gonna be $500 or less.
2007-07-19 04:35:53 · answer #7 · answered by perfectlybaked 7 · 0⤊ 0⤋
Not sure if you can, but I really dont think it would be a good idea.
2007-07-19 04:31:49 · answer #8 · answered by Anonymous · 0⤊ 0⤋