I'm thinking of applying for a Discover or American Express Card. What is the minimum credit score needed?

Question

My score is Fair but is it even worth the hassle if I won't get approved? What score do I need to qualify for a credit card such as these?

Answer 1

If you don't have strong credit, forget American Express. It's not a credit card anyway, but a charge card. A charge card MUST be paid off in full every month whereas with a credit card you can pay it off on time.

The best place to start would be with your own bank. They know you and will be more than likely to cut you some slack in starting out.

Answer 2

The new revamped Discover Miles card is here. Forget the regular travel reward credit card features, this offer from Discover will change your outlook towards a travel reward credit card.
The new Discover Miles Card, allows you to redeem your reward points or reward miles for any travel purchase. This is a perfectly No Hassles Miles program.
Earn 1 mile for every dollar you spend. This offer has an upper spending limit of $3,000 in restaurant and travel purchases. The limit of miles in your account has been reduced from 25,000 to 20000.
The points can also be redeemed for gift certificates. Discover has tied up with 50 merchants, this gives a lot of choice. The gifts can be redeemed in the following ways, 1,000 miles for $5 gift card, 3,500 miles for $25, 6,000 miles for $50 etc. Apply online at: http://www.credit-card-gallery.com/Discover.html

Answer 3

you should find a card no matter what. If people with bad credit can get a card, I'm sure you'll be able to find one.

this may help

http://www.thecreditcardtorebuildcredit.com