my question is: am i fat?

Question

i am 4'11. 14 years old. 95 lbs

Answer 1

You are in the normal/healthy range...in fact, on the low end of it. Your BMI is 19.2. To see for yourself, go to the site listed below, click on the appropriate link (children and teens), enter the required information and it will show you exactly where you stand:
http://www.cdc.gov/nccdphp/dnpa/bmi/index.htm

At 14, it is not healthy to become obsessed with your weight. Eat healthy, exercise regularly, address medical problems promptly and your weight will never be an issue.