Do all three credit reporting agencies work together to ensure accuracy of individual credit reports?
2007-07-15 11:12:22 · 4 answers · asked by danrredd 1 in Business & Finance ➔ Credit
No they don't. You need to write a letter to each individual credit agency to get them to remove incorrect information.
2007-07-15 11:16:28 · answer #1 · answered by shksprsis 2 · 1⤊ 0⤋
It's actually on the books that a CRA is supposed to notify other CRAs when there is a correction of inaccurate information or a dispute resolution.
It rarely happens. You should follow up with each credit bureau individually in order to have those things updated appropriately. If you pulled your report online, there should be some instructions on how to dispute it over the net. If you obtained it from any other source, I'd put the request in writing, just to be safe.
Good luck!
2007-07-16 04:51:07 · answer #2 · answered by YSIC 7 · 0⤊ 0⤋
NO! You have to write each individual company and ask them to remove the item, and often times it takes a couple of letters if you don't have any hard evidence of a mistake.
More information about this subject can be found at http://www.alittlemorecredit.com
2007-07-15 11:43:54 · answer #3 · answered by michael w 2 · 1⤊ 0⤋
no, u have to let them know too
2007-07-16 07:35:56 · answer #4 · answered by shorty21 5 · 0⤊ 0⤋