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Yesterday I got busted for possesion of marijuana. I am 24 and this is my first offense. I was not arrested and was only given a ticket. I am wondering if this with have any effect of my credit rating and/or ability to get loans. Thanks.

2007-07-15 05:15:27 · 8 answers · asked by roguewave9840 2 in Politics & Government Law Enforcement & Police

8 answers

No this has nothing to do with your credit rating, unless maybe you pay the ticket late. (joke)

2007-07-15 05:23:14 · answer #1 · answered by Pengy 7 · 1 0

Actually, it will if you ever try to get an FHA or a VA loan. (If you are eligible for a VA loan). If you have ever been convicted of a drug-related charge, FHA will not insure the loan. If you ever try to go to college, it will also bar you from receiving Federal Student Loans, and force you to take out high-interest private loans. PS: These questions are on the loan application and if you lie about it, it's punishable by up to a $10K fine or 5 years in prison.

2016-05-18 02:05:41 · answer #2 · answered by ? 3 · 0 0

You may now be ineligable for certain government loans/grants for education.

As for credit, if you stiff your dope dealer and he reports you to the credit bureaus as defaulting on a payment then you will see your credit score lower. JK, don't be silly.

2007-07-15 06:31:11 · answer #3 · answered by LEO53 6 · 1 0

No. Credit bureaus (3 of them) don't list any
criminal charges.
if its a misdemeanor, and sounds so, if your were
only cited, you can have it expunged in a few years
after no more offenses.
either stop smoking, or go hide somewhere!! LOL

2007-07-15 08:49:02 · answer #4 · answered by hndrsn_tby 1 · 0 0

I don't believe credit companies have access to your criminal record unless the crime had to do with your dealing with money. So you should be good

2007-07-15 05:22:40 · answer #5 · answered by balancin akt 3 · 1 0

no it shouldnt. I f it did I d go get a lawyer.

2007-07-15 05:18:50 · answer #6 · answered by Job1000 4 · 0 0

nope

2007-07-18 17:32:59 · answer #7 · answered by Anonymous · 0 0

Why should it?

2007-07-15 05:19:18 · answer #8 · answered by M'SMA 5 · 1 0

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