Looking for very detailed financial guidelines for a pregnant teenager and her mom and dad.?

Question

I need detailed infomation on what kind of things will have to be figured out or set in place after a teenager gives birth.
Should teenagers parents be legal guardians or should they immancipate her so she can possibly get state or federal help? and what kind of help would she qualify for? and anyother pertinent info would be great.

I'm 32...this is for a friend's daughter.

i should have known by asking this question that people would assume that it was me and that I would be on welfare forever. This is for a friends daughter who is 16. Friend has 3 kids total all living at home. All kids are on honor roll and in advanced classes. My friends daughter has been with her boyfriend now for 1-1/2 yrs and is very responsible otherwise. If and when she does need help from the state or federal govt. it will only be until she graduates.

Answer 1

When I became pregnant at 19 and I was in college still being supported by my parents I was still able to qualify for state assistance. When pregnant it is very easy to qualify for state insurance and WIC because both programs have income requirements that are set fairly high. Even when my husband and I got married just before the baby was born, it did not affect my eligibility for these programs. After the baby was born, I continued to attend college and our daughter was on state insurance, WIC, childcare assistance and foodstamps. And no matter what any of the insensitive and ignorant people on here say, I was not ashamed for one minute. My husband was out there working hard for our money that we did have and we were taxpaying citizens who met the income requirements and therefore qualified for these types of assistance. A few years later, I graduated from nursing school and became an RN and now am a contributing member of society who will forever be grateful that there are programs like that to help people through tough times. However, I do not support those who never work or even try to for that matter and sit home and collect from the government. Good luck to your friend, it can be done.

Answer 2

There is no benefit to emancipation. The teenager has full parental rights without emancipation, the emancipation will only exclude her from the parent's health insurance, yet living in the same residence will exclude her from government assistance.

The girl in question is 16. She will be an adult in less then 2 years time, and may decide to marry the father, who is still in the picture.

Does the father consent to giving the child up for adoption? Could the future grandmother's own history of being adopted be causing her to push her daughter into letting her adopt the baby, somehow then being the gaurdian her own mother never was?

I see no benefit to the grandparents adopting. If they have a family plan insurance the new child will be covered as a dependant. They can claim both the daughter and the infant on their taxes. Although the baby is due soon, they will be able to claim the child for the entire year- giving them a $1000 child tax credit as well as the deductions for the dependant. They can also deduct childcare costs as well.

I think their ideals on what this will cost is getting the the way of the long term picture. This is a SHORT TERM problem, once the girl is 18, her boyfriend and her can move out.

I would encourage the parents to seek assistance through their church, to receive food, formula and goods by donation if possible- there are many pregnancy resource centers in the area (one in camp hill with an entire basement full of all the formula, diapers, clothing and gear you can ask for).

PA offters full medical benefits under CHIP (children's health insurance program) to all children regardless of income.

Answer 3

In most states a teen ager is NOT emancipated just because they have a child. It JUST means they now have a child.

Unless that child and baby are going to be living on there own and are able to live on there on, and I mean smarts not money, they should stay living with their parents.

In most states the baby can get WIC and medical, no matter what the 'grandparents' make. Food stamps and what not depend on what the 'grandparents' make.

I suggest that that teenager stay at home as long as she can and work, she is 16 and can have a baby she can find a part time job and help pay for the baby.!!

She can also finish high school and/or get her GED so she can work full time.

In most states the daycare help will go off the mothers income and not the 'grandparents', if she is living with them.

With her still living at home as long as possible, that new mother can finish high school, work part or full time and go to college, She can also help save money so when she does move out she will have something to help her.

If not and she moves out right away there is more change of her getting and staying on welfare and NEVER doing anyting with her live and that will over lap on to the baby that may NEVER do anyting with their life.

Answer 4

I attempt to no longer choose teen mothers. regardless of the indisputable fact that... youth (or perhaps youthful adults) who at 20/21/22 have 3/4/5 teenagers with 3/4/5 diverse men of course are not getting it. And if those women human beings stay with their father and mom, then i think of it truly is amazingly sparkling who's elevating those little ones. My neighbor's 17 year previous has a three year previous and a a million year previous and that i've got delivered my little teenagers over for a play date and the two teenagers would be soaked in urine, hungry, with scratches, bumps, & bruises and "mommy" would be drowsing on the settee. it truly is not ok no count how previous you're. Unfortunatley, those are the teenager father and mom human beings remember, no longer people who've been by way of what you have and carried out such an mind-blowing interest. Parenting is in no way ordinary, human beings will constantly discover something to choose you for.

Answer 5

she can get medicaid until she's 21 actually , for herself. The baby can be on it until she makes too much money. She can get WIC until she gives birth then the baby gets it until they are 5 yrs old , or older if they are at risk. And the teenagers parents shouldnt be legal guardians of the baby. I had a baby when I was 19, got pregnant at 18 and I did just fine and I was living at home. 24 now and married with 2 kids.

Answer 6

Depending on what state she lives in she will most likely qualify for WIC which will help out with milk,formula,eggs,cheese, and so on.If she is 16 she will not be immancipated just because she is pregnant.A child may become immancipated when they can prove to be self-suuficaint which it does not sound like that is the case here.It sound's like she is going to need all the help she can get.Feel free to IM or e-mail me and i can help you out further.I work with theses kind of teens & parents everyday.

Answer 7

Much depends on the state you live in and what their rules are regarding teen parents. Good luck, you are going to need it trying to raise a child while living on welfare.

Answer 8

No, don't emancipate. The state doesn't want to fund your mistake. Let your parents handle it.