I accidently charged too much on my debit account for north fork bank. Are they going to automatically charge me a fee or do i have some time to put the money back into the account before i get charged an extra fee.??
2007-07-13 13:25:38 · 4 answers · asked by buttercup 2 in Business & Finance ➔ Credit
It's a matter of beating the bank. Meaning if your funds show before the charges you will be OK, if not you will have to pay a fee.
For the record, I noticed on CNN that congress is getting involoved in this fee business because banks are making a ton of money on overdraft fees on debit cards.
2007-07-13 13:32:37 · answer #1 · answered by Big Guy 2 · 0⤊ 0⤋
you will be charged a over the limit fee if you don't get money in there before it posts...and most likely, if you used it as a debit and not a credit card..you will be charged a fee....sorry :(
2007-07-13 20:33:13 · answer #2 · answered by k8thesnake 3 · 0⤊ 0⤋
Yes you have a little time, but not a lot since it is a debit card. Make a deposit today to cover the shortfall plus any anticipated fees plus a cushion. Cross your fingers.
2007-07-13 20:34:49 · answer #3 · answered by caseysxyz 3 · 0⤊ 0⤋
Put the money in as soon as possible. You may have time to cover it before you get an enormous over draft fee.
2007-07-13 20:33:01 · answer #4 · answered by Lov'n IT! 7 · 0⤊ 0⤋