my credit isnt great because i had to let the bank take my truck when i lost my job which was months ago now i need a car and i dunno who will finance me i found the car im in love wit only 8,000 not a bad price but dunno who gunna finance me i tried so many thinks im out of ideas can anyone recommend or tell mee sumone or sumthing who will finance me i have tried HSBC i have tried capotal one ... nothing and i have direct deposits to pya my monthly payments.. any ideas?
2007-07-13 08:59:42 · 10 answers · asked by Megan B 2 in Business & Finance ➔ Credit
You MAY have to go back a couple steps. By that I mean the car you're "in love" with may have "to be put on a back burner".
Suggestion #1: Ask the seller of the car you're "in love with", if he/she/they will do the following for you and work with you:
1] DON'T haggle or bargain about the price.
2] BUT ask the seller if he/she/they will hold the title AND YOU WILL sign an I.O.U. for whatever amount you can pay - with interest - on a weekly, two times a month or monthly basis.
OR Suggestion #2: look in your local paper or take a ride, looking for a car for sale by a private individual or private party. Ask the seller of that vehicle about what I suggested in the previous paragraph.
Other than in love and romance, "No" never hurt anyone.
I wish you well.
Ron B.
2007-07-13 09:30:28 · answer #1 · answered by Ron Berue 6 · 0⤊ 0⤋
1
2016-09-30 16:42:13 · answer #2 · answered by ? 3 · 0⤊ 0⤋
Unfortunately, you are going to have a difficult time trying to find a lender, since you have a repo on your record and your credit rating is affected negatively everytime you apply for a loan. Your best bet at this point, is to find a "buy here/pay here" dealorship. The credit requirements are not a strict. And if you have a sizeable down payment, then you will be able to get a vehicle. Also, you will be able to use them as a credit reference once you have paid off the vehicle.
2007-07-13 09:11:44 · answer #3 · answered by Rell Smooth 3 · 0⤊ 0⤋
with bad credit you are better off applying for an auto loan directly from the dealer...if they are really eager to move that car off the lot they can finance you. but don't fall in love with any one car b/c you're better off shopping around for good credit terms. you messed up one auto loan so you really need to do it right this time--do not accept a payment schedule that you can't handle!!
2007-07-13 09:19:27 · answer #4 · answered by njyogibear 7 · 0⤊ 0⤋
My credit score is quite bad but a friend recommended this company:
http://www.financeconsultant.org/autoloan.html
and after applying I got approved for a $12000 auto loan you should try maybe they approve you
Good luck,
2007-07-13 09:23:03 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Here you can compare different options
RE Does anyone know where i can get an auto loan?
my credit isnt great because i had to let the bank take my truck when i lost my job which was months ago now i need a car and i dunno who will finance me i found the car im in love wit only 8,000 not a bad price but dunno who gunna finance me i tried so many thinks im out of ideas can anyone recommend or tell mee sumone or sumthing who will finance me i have tried HSBC i have tried capotal one ... nothing and i have direct deposits to pya my monthly payments.. any ideas?
2014-09-12 20:03:04 · answer #6 · answered by Dody 1 · 0⤊ 0⤋
E-loan can help you with a bad credit car loan.
2007-07-13 09:45:41 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Try Credit Acceptance Corporation. I have heard that they are a finance company to use after a bankruptcy so they may be able to do your financing.
2007-07-17 08:34:44 · answer #8 · answered by Anonymous · 0⤊ 0⤋
Get free rates
2014-12-29 08:49:26 · answer #9 · answered by ? 1 · 0⤊ 0⤋
For personal finnance
2015-04-23 12:45:49 · answer #10 · answered by ? 1 · 0⤊ 0⤋