They are willing to wavie the first year annual fee.
2007-07-13 08:37:32 · 8 answers · asked by Anonymous in Business & Finance ➔ Credit
I've used American Express Corporate card for many years. They provide good service and it is usually good for most anywhere except in Europe. They tend to accept Visa/Mastercard more than AE. However, I would not sign up for the "Preferred" (everybody is preferred) card because of the yearly fee. I would look at their "Blue" card which I believe is free. Why would you pay someone to use their card? Also, the "Blue" card is more like a regular revolving credit card. The regular AE card makes you pay the balance on the card every month. I may be a little fuzzy on some of the details. Check with AE about their products before applying.
2007-07-13 09:04:58 · answer #1 · answered by Anonymous · 2⤊ 1⤋
I receive those all the time, along with many others. I have 3 main bank cards where I had a year of free financing and now they are only 8%,9%, and 7%, and my experience with them has been great, plus I had a year free of finance charges. The interest on American Express is way to high, and they only waive the first year finance charge from what info I have read, then they charge you every year after that.
2007-07-14 15:30:54 · answer #2 · answered by >♥Cat♥< 4 · 1⤊ 0⤋
So what? It is a promotional tatic to sign on new members and waive (not wavie) the 1st annual fee. American Express is a fine and worthy company and has been in the credit card business all over the world for a very long time.
Keep in mind that getting an application is no indication that you are credit worthy or that you will be approved. There are folks who have been dead for years and foreign students with no source of income or permanent status in the USA whose names are on mailing lists that companies purchase to send these applications to.
2007-07-13 08:51:27 · answer #3 · answered by Notorious 4 · 1⤊ 3⤋
AMEX gift cards can not be exchanged for cash. You should be able to do a cash advance on the balance at a bank but there is a fee or percentage involoved so call the number on the back of the card to find out first. Or, for the vacation, they should take the cards at the travel agent, airline and hotels. Just keep track of the balances but you can use then anywhere that takes AMEX credit cards.
2016-05-17 04:57:02 · answer #4 · answered by ? 3 · 0⤊ 0⤋
I recommend the american express blue cash card. You can earn up to 5% cash back on purchases and it has no annual fee.
2007-07-13 10:04:19 · answer #5 · answered by Helper 2 · 3⤊ 0⤋
There is an Am X card WITH NO ANNUAL FEE. Go with that one. I have one and it's great. The fee-based Am X cards are mostly vanity and no different in the end.
2007-07-18 16:13:08 · answer #6 · answered by charlie m 4 · 1⤊ 0⤋
I love American Express!! My FICO is 808 midrange becuase of them! God Bless the credit scoring system and AE! Get the "Green Card". The color of the card is for "bragging rights" for whomever sees it, and not your credit limit.
2007-07-13 09:13:38 · answer #7 · answered by Anonymous · 2⤊ 1⤋
They give great service, but they are expensive.
2007-07-13 09:48:30 · answer #8 · answered by Ted 7 · 2⤊ 1⤋