Is it common for the stone to fall out of an engagement ring?

Question

I haven't gotten around to getting my engagement ring insured yet so I am paranoid about losing the stone. It is 2.2 carats set in platinum. It is 4 prongs instead of the 6 prongs and I've heard that the 6 holds better. Is it possible to lose the stone and how common is that? Thanks

Answer 1

over time the prongs weaken and thin, so do get it insured. I have been married 28 years and have had mine repaired 3 times for worn prongs. Also got it bumped in the mailbox once and it fell out. Luckily have never lost it.

Answer 2

It's not a common thing to happen, but stones can and do fall out. (My MIL lost her diamond just recently!).

Honeslty, if you can live without your ring for a few days, I would suggest that you have the head changed to a six prong setting. What your heard is true - 6 prongs ARE more secure. If a prong should break (again, not common, but DOES happen), you'll have 5 prongs securing your stone versus three.

Answer 3

The place you got your engagement ring from should insure it against stones falling out, as long as you take it in to be checked every so often. Mine is insured for loss of stone through the store, I have to take it in every 6 months. If I wait longer than 6 months and a stone falls out, it is my problem. I did lose one of the side stones, and they replaced it, no questions asked. Insurance will insure against loss of the ring entirely, your homeowners may insure it, just check with your insurance company about their policy and the store your ring came from on theirs. My mom lost her center stone after more than 20 years, they couldn't replace the stone b/c of the prongs and couldn't replace the prongs for whatever reason, so that was kind of sad, she had to get a whole new set, which just wouldn't be the same to me, but she had rings made for my sister and I from the diamonds that surrounded her ring and gave them to us on our wedding day, which was nice.

Answer 4

It's not an every day occurrence but I am sure it happens, my advice is insure your ring asap, as you never know what may happen, my first ring was stolen from a hotel safe (HAD to take it off as my fingers swell so badly when I fly) and if I had not had it insured I would not have been able to get a replacement ring. I'm also clumsy which was the reason I insured it in the first place, so I am glad I did!!

Answer 5

It is not very common but it does happen. I had a diamond ring where the stone became very loose. We took it to the jeweler and added two prongs to make it six prongs. If you are worried about it I would take it to your jeweler and ask him what he thinks. Congrats to you.

Answer 6

No, it's not common. Get that insurance, though. If you are unsure, talk to the jeweller where the ring was bought and they can check the prongs.

Answer 7

While it is possible, it is unlikely if you have your ring checked and serviced/cleaned on a regular basis at the location it was purchased. They will check the prongs each time and adjust them if needed, to keep your stone secure.

Kat

Answer 8

Not very common, no.
If you are worried, have the setting checked every month or so. The store you bought it will do that service free, if they're a reputable business.

Answer 9

Rarely, but remember doing the washing up in hot water softens the settings, as will gardening and just general bashing it around. Treat it with respect!! I rarely wear mine for doing chores.

Answer 10

Not common, but it happens. That's a nice ring. More likely it will get lost or stolen.

Good luck.