he's anxious to get license but i KNOW this will raise rates, will listing him with permit only do same
2007-07-12 00:49:30 · 8 answers · asked by lindarc@sbcglobal.net 1 in Cars & Transportation ➔ Insurance & Registration
you don't need to list him until he has an actual drivers license, unless you're in a state w/ graduated permit where he has a permit # that will become his actual license number. i dont know what everyone else here is talking about. he is automatically covered on your policy while learning to drive w/ a permit.
once he is licensed, your rates will def. go up. here's an option though -- make him pay the difference when u add him if he wants to drive so bad. that's what my parents made me do.
2007-07-12 04:38:22 · answer #1 · answered by My Pits A Lover Not A Fighter 5 · 0⤊ 0⤋
Yes, you need to list him as soon as he has his permit. Some companies will not raise your rates until he actually has his license, but yes, it will eventually go up a substantial amount. As to whether your company will raise the rates now or later, only your agent can tell you that, ask when you call to add your son. If you live in a state with the graduated license program, make sure you and he know and understand what he can and can not do regarding his use of the car.
2007-07-12 10:37:00 · answer #2 · answered by oklatom 7 · 0⤊ 1⤋
Yes add him to your policy. Yes Your rates will quadruple. Not until he turns 25 or maried will he get reduced rates. Permit or not the car is at risk of inexperenced driver wreck. Tie his grades to licence most the time grades suffer. No one else but you in the car first 6 months. No friends at night after that for a year. Both od you should thake "THE DRIVERS EDGE" accident avoidance drivers course.
2007-07-12 07:58:46 · answer #3 · answered by John Paul 7 · 0⤊ 1⤋
Is he going to be driving his own car..If he is, den register the car in your name and get the insurance in your name add the car to your policy in your name..............and make him pay the insurance for the second car (I'm sure it's going to be the same rate as the first car.
2007-07-12 12:05:24 · answer #4 · answered by Anonymous · 0⤊ 0⤋
I agree with Shelcom. You must add him to your policy, and yes it will raise your rates because his gender/age/experience is the highest risk group.
2007-07-12 07:55:34 · answer #5 · answered by This is SPARTAAAA! 5 · 0⤊ 1⤋
Yes and Yes.
2007-07-12 07:54:32 · answer #6 · answered by Bostonian In MO 7 · 0⤊ 1⤋
Yes, you need to list him or there will be no insurance coverage. It will raise your premium substantially.
2007-07-12 07:53:45 · answer #7 · answered by Anonymous · 1⤊ 1⤋
yes
2007-07-12 07:58:20 · answer #8 · answered by Anonymous · 0⤊ 1⤋