but how can I get out of paying my car payment for instance without having a bad mark on my credit? I may eventually have unemployment come in but that money will go towards more important things like gas, food and other bills.
This eye injury is not work related. It's due to a contact lens solution that should have been pulled from the shelves before being sold to me.
Oh yeah...I have tried to call my auto finance company and I have had different responses. Some have said that I can skip one payment and then have it added to the next few payments afterwards and another person said wait until the loan's six month's old and call back then. This is a new load that begun in this february.
This eye injury also has me restricted to light duty work. As a result, I cannot return to work even under light duty. I would love to go back to work even as sensitive to light as my eye is.
2007-07-11 18:06:57 · 3 answers · asked by Bones00 3 in Business & Finance ➔ Credit
I suppose if you're wondering how my eye injury does keep me working, I am a train conductor and my duties consist of watching the movement of my train, day or night. The day part was a big problem the first couple weeks after my transplant surgery.
2007-07-11 18:07:18 · update #1
You can't skip paying without a credit hit. This is the sort of thing that people keep an emergency fund for. If you don't have the money try to borrow from your parents.
2007-07-11 18:12:04 · answer #1 · answered by shipwreck 7 · 0⤊ 0⤋
Trains here run 24/7. Since you have a light sensitivity (which is very legitimate), then it is a reasonable accomondation for your employer to only have you work just after twilight to early morning. That beats sitting at home and racking up bills.
The eye is also the quickest healing part of your entire body. I would go back and get a second opinion from another doctor on why your eyes are taking so long to heal.
2007-07-12 06:18:43 · answer #2 · answered by Expert8675309 7 · 0⤊ 0⤋
Check your loan agreement. Most lenders will charge an insurance premium in the loan fees for insurance in case you are temporarily disabled and unable to work. The paperwork is a pain, but it will pay your loan payments until you are able to go back to work.
2007-07-12 01:13:24 · answer #3 · answered by Anonymous · 0⤊ 0⤋