We bought a car 6 years ago. After 4 months the whole front end fell apart. we told the co. that we wanted them to pick it up, because it is unusable. They turned us over to the credit bureaus, as a repo, knowing that the car was a lemon. how can I get the negative reports off of my credit bureaus? The company was ugly duckling.
2007-07-11 10:20:48 · 5 answers · asked by hasdad62 6 in Business & Finance ➔ Credit
If the car was a lemon, you would have had to fight them using your states lemon laws. Just telling them to pick it up and not pay for it was a bad idea.
Sorry to tell you but since the car is long gone there is not much you can do about it now. At 6 years you are probably past any time that they can take legal action for you to pay, depending on your state. So you would have to wait for it to fall off your reports, or negociate with them to pay the debt if they remove the information if you want it off sooner.
2007-07-11 10:37:52 · answer #1 · answered by OC1999 7 · 0⤊ 0⤋
You can't just call them and say you're not going to pay and you want them to pick up the car. You have to follow through and you didn't do that. Do you expect them to just take your word that the car wasn't in an accident or that the car was a lemon? Come on. Would you just take someones word for it.
Now today. You can't get the items off your credit report because they're true.
2007-07-11 17:27:09 · answer #2 · answered by Box815 3 · 0⤊ 0⤋
I have never seen a lemon law that will allow you to return a car for ONE repair, regardless of how extensive the repair was, that is under warranty.
You cannot take self-help measures to not pay a debt. If you felt the car was a lemon, you should have consulted with a legal professional to see if your car would qualify under the lemon law, and asked the court to force the dealership to buy the car back.
So yes, the reposession was proper.
2007-07-11 18:11:00 · answer #3 · answered by Expert8675309 7 · 0⤊ 0⤋
Take it to a mechanic and have them put it writing (signed) saying it was falling apart in the first place. Make a copy of the bill and the note and send it to the people who sold it and the Better Business Bureau. Also attach a signed note saying they owe you the price of the car, the price of the mechanic, the court fees, and maybe any time off you had to take to solve this. Take it to court along with all those documents.
2007-07-11 17:35:02 · answer #4 · answered by Anonymous · 0⤊ 0⤋
A used car isn't guaranteed usually. You own it and owe the money. If it was guaranteed you would still need to pay the payments but they may have repaired it.
2007-07-11 17:25:23 · answer #5 · answered by shipwreck 7 · 0⤊ 0⤋