Best Private Funding Student Loan with Fair Credit?? No co-signer??

Question

What is your recommendation for obtaining a private student loan with only fair credit and no co-signer?? Who have you been financed through and are you happy with the terms?? Thanks!

FYI...I'm a Graduate/Professional student...I'm already receiving federal financial aid & a Sallie Mae loan that I received through my University.

Answer 1

I got one from citi financial and was happy.

Interests rates where a bit high, but ok.

Good luck !

Answer 2

specific the co-signer desires sturdy credit. If something have been to take place and you ought to not make the non-public loan funds, the co-signer could be estimated to pay up. you will not get a private loan devoid of co-signer because of the fact which you're a freshman with limited credit and no activity. do you already know that loans value so plenty greater advantageous than they are well worth? you have little to no credit so the activity fee would be particularly severe. Is it a smart circulate to borrow $3000 and then owe the creditor $5000? A loan can not resolve your funds struggles. if actuality be told it is going to in basic terms serve to dig you deeper into debt. while you're having funds issues your first semester of school that's a serious problem. Digging your self into severe debt as a fashion to graduate college is something you will stay to be apologetic approximately. weak credit can shop you from getting a job so which you will possibly desire to be careful approximately what you're doing. you opt for a comfortable activity to get authorized for a private loan. the prospect of you defaulting is basically too great. perchance you will possibly desire to evaluate getting a job and going to college section time.

Answer 3

Talk to your financial aid office. They should be familiar with lenders that offer private loans are competitive rates. Watch out for the fees!!!! With a fair credit history you will be charged a higher interest rate. Only borrow what you need.