Does anyone know any good websites or places to get a student loan by myself with sucky credit? Please Help!!!!!!!!
2007-07-10 13:02:05 · 6 answers · asked by Jennifer 2 in Education & Reference ➔ Financial Aid
You can get federal stafford loans- they are not dependant on your credit.. You can get up to 20,500 in loans a year.
2007-07-10 13:06:38 · answer #1 · answered by Joscelyn C 4 · 2⤊ 0⤋
Regardless of your credit scores, you should be eligibility for at least an unsub loan. It will depend on the information you put on your FAFSA and your enrollment. Ask your financial aid office. If your credit is has bad as you say, you will have alot of difficultly getting an alternative or private loan. I would stay away from anyone that is not a major lender in this industry. If it sounds to good to be true, it probably is.
2007-07-13 15:56:08 · answer #2 · answered by John 3 · 0⤊ 0⤋
No, I don't. And here is something else that you may not like to hear:
If you have really bad credit, can't get a loan on your own, and can't get a co-signer, you probably SHOULDN'T be able to borrow money.
I know it is hard, but I think you should consider interrupting school for a year or two while you work and re-establish credit; pay down any debt you have and accumulate some savings. Then go back to school.
2007-07-10 13:10:38 · answer #3 · answered by cardtapper 6 · 0⤊ 0⤋
I am too in sucky credit, and deep into debt, and wish to further my education. How much schooling do you have left? And yes, federal loans are not based on credit, heck I had no credit when I received my first loan. Have you checked into any scholarships too? These you do not pay back.
2007-07-10 13:10:52 · answer #4 · answered by kicking4jc 4 · 0⤊ 0⤋
How did you get such bad credit?!? I think that needs to be your first priority. Yes, school is important, but you need to get the train back on the tracks. Get a job. Maybe it won't be the kind you want, but if you work hard, get the bills paid off and save some, you'll have time and money for school! I just finished a degree and I'm 52 years old. School isn't going anywhere!
2007-07-10 13:09:54 · answer #5 · answered by kk 2 · 0⤊ 0⤋
You do not say if you are undergrad or grad school student, but if an undergrad student, you can apply and receive grants, not having to pay back a dime! If having to still pick up a loan, there are ways to still be able to get guaranteed loans; you would be best to check with the admissions office of your college/ university!
2007-07-10 13:11:25 · answer #6 · answered by bdwaltz2002 1 · 0⤊ 0⤋
that really sucks.
2007-07-10 13:07:13 · answer #7 · answered by rose I 1 · 0⤊ 0⤋