if i had 3-4 items deleted from my credit report?

Question

if i had 3-4 items deleted from my credit report how much will my score improve, how long does it take to go up? i already recieved the letter fron the credit company stating that they were deleted but my score hasnt change.

Answer 1

Actually, it all depends on what your credit report has on it, bad and good and how bad the removed items are. I have one negative from 4 years ago, but because of all the positive, I have a higher score.

Here is a good article about credit from a forum. It will give you the basics of your credit score.

Hope this helps.

http://aaacreditguide.com/forums/beginners-credit-information/1026-credit-scoring-basics.html

Answer 2

Depends on whether the items removed were dragging down your score in the first place. If the removed items were incidentals, nothing will change. If they will increase your score, allow at least two months for changes.

Answer 3

They have up to 90 days to remove the items from your report.

This is because the creditor may not report to the bureaus every month, but they must report a minimum of every quarter, thus the reason for the 90 days.