how good will my credit score be if i pay off the things i owe on it(which will be easy to do) and then I ....

Question

pay for at least 12 months on some furniture and a used car, and both of those 2 things shows up on my report that it has been paid for at least 12 months? how good would my credit be then, could i get a home for little or nothing down payment?

Answer 1

Your credit will remain good as long as you pay at least the minimum amount on time every time. If you're trying to rebuild credit, that takes a long time to do so in that case, you probably could not get a home with little to nothing down. You'd probably need a significant down payment.