A friend of mine took my car keys and drove my car without my knowledge. They got pulled over by the police and revealed they had no licence or insurance. They have been given 7 days to produce the valid documents which obviously they cannot do. They will get a fine/points but will this affect me? Will I get any penalty/points or is this purely their responsibility/problem? The police contacted me to ask whether the friend had stolen it, to which I said no. Does this affect me negatively. Many thanks for the advice.
2007-07-09 08:04:39 · 13 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
You took a risk (albeit with probably the best of intentions) when you denied your friend stole your car (though I wonder about friends who take my car keys and take off with my car without my knowledge or permission. But I'm picky that way).
As for your responsibilities; if your friend had gotten into an accident with the car, or hit someone, how quickly would you have said s/he did steal the car? And how understanding will your car insurance company be about all this? Just some things to consider when a friend needs to 'borrow' your car...
2007-07-09 08:14:21 · answer #1 · answered by bethanne 6 · 0⤊ 0⤋
This sounds almost like a page straight out of my life. I can't answer because I live in the states, but I know from experience (here) that the person driving your car without a license can go to jail immediately! I have a friend who is notorious for driving without a license and has spent months in jail for this crime. The owner's car can be taken and fines have to be paid in order to retrieve it. There is a big deal about driving without insurance. Here in the states, your license can be suspended until you show proof. I wish you the best however, just from personal experience and common sense - I have learned - under NO circumstances should you allow someone to drive your car if they do not have a valid drivers license. And as the owner of the vehicle - it is your responsibility to insure the vehicle. A non-licensed person driving an uninsured vehicle is a recipe for disaster on so many levels.
2016-04-01 05:30:37 · answer #2 · answered by Anonymous · 0⤊ 0⤋
If a person is stopped for driving without a license the car usually gets towed away and the driver can be arrested but in most cases they will get a ticket. Driving without insurance the vehicle may be towed and the driver cited for driving without insurance.
2007-07-09 08:11:59 · answer #3 · answered by Anonymous · 0⤊ 0⤋
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2014-07-01 19:05:48 · answer #4 · answered by Anonymous · 0⤊ 4⤋
If you've not reported the car stolen, in the eyes of the law you technically gave that person permission to drive your car without a driving license and insurance.
2007-07-09 08:24:42 · answer #5 · answered by steph d 2 · 0⤊ 1⤋
Insurance follows the car -- if you have valid insurance on the car then your friend can use that. Since you told the police your friend didn't steal you car it seems that your friend was operating your car under the principle of assumed permission.
You should have a valid insurance card in your car at all times - that is the law in most states. Let your friend take a copy of your insurance card to the clerks office and get the citation dismissed.
2007-07-09 08:16:50 · answer #6 · answered by Robert 1 · 2⤊ 1⤋
If you have automobile insurance, other drivers are covered, even in no-fault states. If he gets ticketed because of not having a liscence, it goes on his record, not yours. You are allowed to borrow your car to others in nearly all policies, although it's possible that your company does not, especially if you've had past tickets, accidents or DUI's. As far as the legal ramifications, you are free from blame, the question is wether or not your car is covered. You broke no laws, no DON'T contact a lawyer, the poster who said to do so probably is one. Contact one AFTER you get the ticket, fine or summons: always.
State-issued insurance (extremely expensive and issued in cases where no insurance company will handle you anymore) in the case of heavy DUI or multiple revocations does not usually allow you to borrow your car to anyone.
This is factual, my wife is an Insurance Agent standing right next to me.
2007-07-09 08:22:19 · answer #7 · answered by ghemcartographer 2 · 1⤊ 1⤋
Oh dear, now you've told the police he had your permission, you could be in deep doo-doo. You're responsible for ensuring that anyone driving your car does so legally. You could be (and probably will be) prosecuted for permitting the offences with which your friend is going to be charged. Go and see a solicitor when you know what's going to happen.
Ignore the American tosh on here. They don't seem to see the "UK & Ireland" bit.
2007-07-09 23:09:36 · answer #8 · answered by champer 7 · 0⤊ 0⤋
If your friend took the car without your knowledge, then he did steal it. by you saying that he didn't steal it, then you are now presumed to have let him borrow the car. That makes you responsible.
Get a lawyer and find out where you stand on this. You could be fined for allowing an unlicensed driver to operate your car. good luck.
2007-07-09 08:09:42 · answer #9 · answered by Fordman 7 · 2⤊ 0⤋
Why do you have a vehicle without insurance? Insurance follows the vehicle, not the driver. So if you were covered, he was covered, assuming he was using it with your permission. First you said he did it without your knowledge, then you said he didn't steal it. Which is it? Did you give him permission or not? At the very least he should be charged with using it without permission if not out and out vehicle theft. If you leave it as is, he had your permission, and you allowed an unlicensed driver to operate your vehicle, which will impact you.
2007-07-09 09:13:25 · answer #10 · answered by oklatom 7 · 0⤊ 1⤋